Customers Bancorp, Inc. engages in the provision of banking services through its subsidiary, Customers Bank. The company is headquartered in West Reading, Pennsylvania and currently employs 787 full-time employees. The company went IPO on 2013-05-16. The Bank provides banking products, primarily loans and deposits, to businesses and consumers through its branches, limited production offices and administrative offices in Berks County and Southeastern Pennsylvania, New York, Hamilton, New Jersey, Massachusetts, and other locations. The company also administratively supports loans and other financial products, including equipment finance leases, to customers. The company also serves specialized businesses nationwide, including its mortgage finance loans, commercial equipment financing, SBA lending, specialized lending and consumer loans through relationships with fintech companies. The company also offers digital banking to commercial and consumer businesses nationwide. Its specialized lending includes fund finance, real estate specialty finance, technology and venture, healthcare and financial institutions groups.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
366
90
97
100
78
12
Income Tax Expense
86
20
22
24
17
-1
Net Income
269
69
70
73
55
9
Net Income Growth
109%
667%
204%
70%
2%
-80%
Shares Outstanding (Diluted)
35.31
35.31
35.41
33.46
32.37
32
Shares Change (YoY)
10%
10%
7%
1%
-1%
-3%
EPS (Diluted)
7.62
1.97
1.97
2.2
1.72
0.29
EPS Growth
88%
580%
179%
68%
4%
-79%
Free Cash Flow
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60
57
138
77
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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12
1
11
15
EBIT
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EBIT Margin
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Effective Tax Rate
23.49%
22.22%
22.68%
24%
21.79%
-8.33%
Follow-Up Questions
What are Customers Bancorp Inc's key financial statements?
According to the latest financial statement (Form-10K), Customers Bancorp Inc has a total asset of $0, Net loss of $0
What are the key financial ratios for CUBI?
Customers Bancorp Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Customers Bancorp Inc's revenue broken down by segment or geography?
Customers Bancorp Inc largest revenue segment is Banking and Related Activities, at a revenue of 818,312,000 in the most earnings release.For geography, United States is the primary market for Customers Bancorp Inc, at a revenue of 818,312,000.
Is Customers Bancorp Inc profitable?
no, according to the latest financial statements, Customers Bancorp Inc has a net loss of $0
Does Customers Bancorp Inc have any liabilities?
no, Customers Bancorp Inc has liability of 0
How many outstanding shares for Customers Bancorp Inc?
Customers Bancorp Inc has a total outstanding shares of 0