Stock Earnings

Question 1

What are Citizens Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Citizens Inc has a total asset of $1,685, Net profit of $14

Question 2

What are the key financial ratios for CIA?

Accepted Answer

Citizens Inc's Current ratio is 1.14, has a Net margin is 5.71, sales per share of $4.82.

Question 3

How is Citizens Inc's revenue broken down by segment or geography?

Accepted Answer

Citizens Inc largest revenue segment is Life Insurance, at a revenue of 187,153,000 in the most earnings release.For geography, United States is the primary market for Citizens Inc, at a revenue of 58,468,000.

Question 4

Is Citizens Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Citizens Inc has a net profit of $14

Question 5

Does Citizens Inc have any liabilities?

Accepted Answer

yes, Citizens Inc has liability of 1,474

Question 6

How many outstanding shares for Citizens Inc?

Accepted Answer

Citizens Inc has a total outstanding shares of 49.9

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	247	245	240	232	250	238
Revenue Growth (YoY)	0%	2%	3%	-7%	5%	-5%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	57	57	52	51	49	59
Research & Development	--	--	--	--	--	--
Operating Expenses	233	230	214	239	244	251
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	13	14	26	-7	-6	-12
Income Tax Expense	2	0	1	0	-43	-1
Net Income	10	14	24	-6	36	-11
Net Income Growth	-55%	-42%	-500%	-117%	-426.99%	1,000%
Shares Outstanding (Diluted)	51.57	50.74	50.68	50.1	50.6	50.4
Shares Change (YoY)	1%	0%	1%	-1%	0%	0%
EPS (Diluted)	0.21	0.29	0.48	-0.13	0.73	-0.22
EPS Growth	-52%	-39%	-471%	-118%	-432%	633%
Free Cash Flow	19	31	21	56	39	48
Free Cash Flow Per Share	0.36	0.61	0.41	1.11	0.77	0.95
Gross Margin	--	--	--	--	--	--
Operating Margin	5.26%	5.71%	10.83%	-3.01%	2%	-5.04%
Profit Margin	4.04%	5.71%	10%	-2.58%	14.39%	-4.62%
Free Cash Flow Margin	7.69%	12.65%	8.75%	24.13%	15.6%	20.16%
EBITDA	14	14	26	-6	6	-11
EBITDA Margin	5.66%	5.71%	10.83%	-2.58%	2.4%	-4.62%
D&A For EBITDA	1	0	0	1	1	1
EBIT	13	14	26	-7	5	-12
EBIT Margin	5.26%	5.71%	10.83%	-3.01%	2%	-5.04%
Effective Tax Rate	15.38%	0%	3.84%	0%	716.66%	8.33%

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