WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. The company is headquartered in Seattle, Washington and currently employs 2,208 full-time employees. Washington Federal Bank, a federally insured Washington state chartered commercial bank doing business as WaFd Bank (the Bank), is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. The Bank's business consists primarily of accepting deposits from the public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, loans on multifamily, commercial real estate and other income-producing properties, home equity loans and business loans. The Bank invests in certain United States government and agency obligations and other investments. The Bank has approximately 210 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, and Texas.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
09/30/2025
09/30/2024
09/30/2023
09/30/2022
09/30/2021
Revenue
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--
--
--
--
--
Revenue Growth (YoY)
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--
--
--
--
Cost of Revenue
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--
--
--
--
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Gross Profit
--
--
--
--
--
--
Selling, General & Admin
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--
--
--
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Research & Development
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--
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Operating Expenses
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--
--
--
--
--
Other Non Operating Income (Expenses)
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--
--
--
--
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Pretax Income
311
289
256
325
300
233
Income Tax Expense
68
63
56
67
63
49
Net Income
228
211
185
242
221
173
Net Income Growth
31%
14%
-24%
10%
28%
0%
Shares Outstanding (Diluted)
77.01
80.25
74.29
65.25
65.4
72.6
Shares Change (YoY)
-5%
8%
14%
0%
-10%
-5%
EPS (Diluted)
2.96
2.63
2.49
3.72
3.39
2.39
EPS Growth
38%
6%
-33%
10%
42%
6%
Free Cash Flow
215
208
414
198
256
285
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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--
--
--
--
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D&A For EBITDA
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9
134
22
64
33
EBIT
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--
--
--
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EBIT Margin
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--
--
--
--
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Effective Tax Rate
21.86%
21.79%
21.87%
20.61%
21%
21.03%
Follow-Up Questions
What are WaFd Inc's key financial statements?
According to the latest financial statement (Form-10K), WaFd Inc has a total asset of $26,699, Net profit of $211
What are the key financial ratios for WAFDP?
WaFd Inc's Current ratio is 1.12, has a Net margin is 0, sales per share of $0.
How is WaFd Inc's revenue broken down by segment or geography?
WaFd Inc largest revenue segment is Banking and Related Activities, at a revenue of 721,524,000 in the most earnings release.For geography, United States is the primary market for WaFd Inc, at a revenue of 721,524,000.
Is WaFd Inc profitable?
yes, according to the latest financial statements, WaFd Inc has a net profit of $211