Stock Earnings

Question 1

What are Universal Insurance Holdings Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Universal Insurance Holdings Inc has a total asset of $2,841, Net profit of $58

Question 2

What are the key financial ratios for UVE?

Accepted Answer

Universal Insurance Holdings Inc's Current ratio is 1.15, has a Net margin is 3.81, sales per share of $51.92.

Question 3

How is Universal Insurance Holdings Inc's revenue broken down by segment or geography?

Accepted Answer

Universal Insurance Holdings Inc largest revenue segment is Insurance and Related Activities, at a revenue of 1,510,600,000 in the most earnings release.For geography, United States is the primary market for Universal Insurance Holdings Inc, at a revenue of 1,510,600,000.

Question 4

Is Universal Insurance Holdings Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Universal Insurance Holdings Inc has a net profit of $58

Question 5

Does Universal Insurance Holdings Inc have any liabilities?

Accepted Answer

yes, Universal Insurance Holdings Inc has liability of 2,468

Question 6

How many outstanding shares for Universal Insurance Holdings Inc?

Accepted Answer

Universal Insurance Holdings Inc has a total outstanding shares of 28.09

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	1,567	1,520	1,391	1,222	1,121	1,072
Revenue Growth (YoY)	6%	9%	14%	9%	5%	14%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	1,469	1,429	1,296	1,243	1,092	1,048
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	91	84	88	-27	28	24
Income Tax Expense	24	25	21	-5	8	5
Net Income	66	58	66	-22	20	19
Net Income Growth	-20%	-12%	-400%	-210%	5%	-59%
Shares Outstanding (Diluted)	29.07	29.27	30.14	30.8	31.3	32
Shares Change (YoY)	-1%	-3%	-2%	-2%	-2%	-6%
EPS (Diluted)	2.28	2.01	2.21	-0.72	0.65	0.6
EPS Growth	-19%	-9%	-408%	-211%	8%	-56%
Free Cash Flow	266	127	66	319	227	12
Free Cash Flow Per Share	9.14	4.33	2.18	10.35	7.25	0.37
Gross Margin	--	--	--	--	--	--
Operating Margin	6.19%	5.98%	6.75%	-1.63%	2.58%	2.23%
Profit Margin	4.21%	3.81%	4.74%	-1.8%	1.78%	1.77%
Free Cash Flow Margin	16.97%	8.35%	4.74%	26.1%	20.24%	1.11%
EBITDA	--	97	101	-13	35	29
EBITDA Margin	--	6.38%	7.26%	-1.06%	3.12%	2.7%
D&A For EBITDA	--	6	7	7	6	5
EBIT	97	91	94	-20	29	24
EBIT Margin	6.19%	5.98%	6.75%	-1.63%	2.58%	2.23%
Effective Tax Rate	26.37%	29.76%	23.86%	18.51%	28.57%	20.83%

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