Stock Earnings

Question 1

What are PRA Group Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), PRA Group Inc has a total asset of $4,931, Net profit of $70

Question 2

What are the key financial ratios for PRAA?

Accepted Answer

PRA Group Inc's Current ratio is 1.29, has a Net margin is 6.28, sales per share of $28.17.

Question 3

How is PRA Group Inc's revenue broken down by segment or geography?

Accepted Answer

PRA Group Inc largest revenue segment is Accounts Receivable Management, at a revenue of 1,114,524,000 in the most earnings release.For geography, United States is the primary market for PRA Group Inc, at a revenue of 593,928,000.

Question 4

Is PRA Group Inc profitable?

Accepted Answer

yes, according to the latest financial statements, PRA Group Inc has a net profit of $70

Question 5

Does PRA Group Inc have any liabilities?

Accepted Answer

yes, PRA Group Inc has liability of 3,796

Question 6

How many outstanding shares for PRA Group Inc?

Accepted Answer

PRA Group Inc has a total outstanding shares of 39.51

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	1,132	1,114	802	966	1,095	1,065
Revenue Growth (YoY)	16%	39%	-17%	-12%	3%	5%
Cost of Revenue	230	223	195	194	203	194
Gross Profit	901	891	607	771	892	871
Selling, General & Admin	488	484	435	420	441	455
Research & Development	--	--	--	--	--	--
Operating Expenses	557	551	501	486	517	521
Other Non Operating Income (Expenses)	0	0	-1	-1	0	0
Pretax Income	136	109	-82	154	250	208
Income Tax Expense	29	21	-16	36	54	41
Net Income	91	70	-83	117	183	149
Net Income Growth	2,933%	-184%	-171%	-36%	23%	73%
Shares Outstanding (Diluted)	39.38	39.54	39.17	39.9	45.3	45.9
Shares Change (YoY)	0%	1%	-2%	-12%	-1%	1%
EPS (Diluted)	2.32	1.78	-2.13	2.94	4.04	3.26
EPS Growth	2,259%	-184%	-172%	-27%	24%	72%
Free Cash Flow	-61	-98	-100	8	73	124
Free Cash Flow Per Share	-1.54	-2.47	-2.55	0.2	1.61	2.7
Gross Margin	79.59%	79.98%	75.68%	79.81%	81.46%	81.78%
Operating Margin	30.3%	30.43%	13.09%	29.5%	34.24%	32.76%
Profit Margin	8.03%	6.28%	-10.34%	12.11%	16.71%	13.99%
Free Cash Flow Margin	-5.38%	-8.79%	-12.46%	0.82%	6.66%	11.64%
EBITDA	354	349	123	300	390	367
EBITDA Margin	31.27%	31.32%	15.33%	31.05%	35.61%	34.46%
D&A For EBITDA	11	10	18	15	15	18
EBIT	343	339	105	285	375	349
EBIT Margin	30.3%	30.43%	13.09%	29.5%	34.24%	32.76%
Effective Tax Rate	21.32%	19.26%	19.51%	23.37%	21.6%	19.71%

PRA Group Inc (PRAA) Price

PRAA Stock Price Chart

PRAA Income

Follow-Up Questions