Flagstar Financial, Inc. is a bank holding company, which engages in the provision of multi-family loans on non-luxury rent-regulated buildings that feature below-market rents. The company is headquartered in Hicksville, New York and currently employs 6,993 full-time employees. (the Bank), one of the regional banks in the country. Flagstar Bank, N.A. operates over 418 branches, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and West Coast. In addition, the Bank has approximately 80 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses. The Bank's service offerings include treasury management, banking services, business loans, asset-based lending, checking account, savings, home equity line of credit, residential lending, personal private banking, credit cards, home loans, home equity, investment services and online treasury services with Flagstar Corporate Connect, among others.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
-45
32
45
-41
-81
-121
Income Tax Expense
11
11
16
-5
-11
-21
Net Income
-89
13
21
-45
-78
-108
Net Income Growth
-90%
-112%
-111%
-84%
-77%
-68%
Shares Outstanding (Diluted)
466.55
466.55
415.78
415.56
415.12
414.82
Shares Change (YoY)
12%
12%
0%
13%
42%
68%
EPS (Diluted)
-0.19
0.02
0.05
-0.1
-0.18
-0.26
EPS Growth
-91%
-111%
-111%
-86%
-84%
-81%
Free Cash Flow
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-227
233
348
-602
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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116
37
37
39
EBIT
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EBIT Margin
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Effective Tax Rate
-24.44%
34.37%
35.55%
12.19%
13.58%
17.35%
Follow-Up Questions
What are Flagstar Bank NA's key financial statements?
According to the latest financial statement (Form-10K), Flagstar Bank NA has a total asset of $0, Net loss of $0
What are the key financial ratios for FLG?
Flagstar Bank NA's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Flagstar Bank NA's revenue broken down by segment or geography?
Flagstar Bank NA largest revenue segment is Banking and Related Activities, at a revenue of 2,552,000,000 in the most earnings release.For geography, United States is the primary market for Flagstar Bank NA, at a revenue of 2,552,000,000.
Is Flagstar Bank NA profitable?
no, according to the latest financial statements, Flagstar Bank NA has a net loss of $0
Does Flagstar Bank NA have any liabilities?
no, Flagstar Bank NA has liability of 0
How many outstanding shares for Flagstar Bank NA?
Flagstar Bank NA has a total outstanding shares of 0