Bank of Utica engages in the provision of banking services. The company is headquartered in Utica, New York. Its personal banking services include checking accounts, re-order checks, check ordering catalog, savings accounts, personal loans and rates, retirement accounts and MoneyiQ. Its savings account includes a money market account, health savings account and certificate of deposit. Its deposit accounts include small business checking, business checking, tax-exempt checking and municipal checking. Its business banking services include deposit accounts, business loans and rates, business online, savings / money markets / CD for businesses and business MoneyiQ. Its services and products include Quickdraw, Visa Debit Card, traditional services, safety center and CardHub.