Stock Earnings

Question 1

What are Versabank's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Versabank has a total asset of $5,808, Net profit of $28

Question 2

What are the key financial ratios for VBNK?

Accepted Answer

Versabank's Current ratio is 1.1, has a Net margin is 0, sales per share of $0.

Question 3

How is Versabank's revenue broken down by segment or geography?

Accepted Answer

Versabank largest revenue segment is Digital Banking Canada, at a revenue of 101,961,000 in the most earnings release.For geography, Canada is the primary market for Versabank, at a revenue of 111,633,000.

Question 4

Is Versabank profitable?

Accepted Answer

yes, according to the latest financial statements, Versabank has a net profit of $28

Question 5

Does Versabank have any liabilities?

Accepted Answer

yes, Versabank has liability of 5,275

Question 6

How many outstanding shares for Versabank?

Accepted Answer

Versabank has a total outstanding shares of 31.94

Breakdown	TTM	10/31/2025	10/31/2024	10/31/2023	10/31/2022	10/31/2021
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	41	41	54	57	32	30
Income Tax Expense	13	13	15	15	9	8
Net Income	28	28	38	41	21	20
Net Income Growth	-26%	-26%	-7%	95%	5%	18%
Shares Outstanding (Diluted)	32.11	31.5	25.96	26.27	27.42	21.75
Shares Change (YoY)	24%	21%	-1%	-4%	26%	3%
EPS (Diluted)	0.88	0.9	1.49	1.56	0.79	0.96
EPS Growth	-41%	-39%	-5%	98%	-18%	17%
Free Cash Flow	43	43	254	94	-33	-108
Free Cash Flow Per Share	1.33	1.36	9.78	3.57	-1.2	-4.96
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	3	3	2	1	1	1
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	31.7%	31.7%	27.77%	26.31%	28.12%	26.66%

Versabank (VBNK) Price

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