Stock Earnings

Question 1

What are Versabank's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Versabank has a total asset of $4,838, Net profit of $38

Question 2

What are the key financial ratios for VBNK?

Accepted Answer

Versabank's Current ratio is 1.08, has a Net margin is 0, sales per share of $0.

Question 3

How is Versabank's revenue broken down by segment or geography?

Accepted Answer

Versabank largest revenue segment is Digital Banking Canada, at a revenue of 101,961,000 in the most earnings release.For geography, Canada is the primary market for Versabank, at a revenue of 111,633,000.

Question 4

Is Versabank profitable?

Accepted Answer

yes, according to the latest financial statements, Versabank has a net profit of $38

Question 5

Does Versabank have any liabilities?

Accepted Answer

yes, Versabank has liability of 4,439

Question 6

How many outstanding shares for Versabank?

Accepted Answer

Versabank has a total outstanding shares of 26

Breakdown	TTM	10/31/2024	10/31/2023	10/31/2022	10/31/2021	10/31/2020
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	39	54	57	32	30	26
Income Tax Expense	10	15	15	9	8	7
Net Income	28	38	41	21	20	17
Net Income Growth	-38%	-7%	95%	5%	18%	-6%
Shares Outstanding (Diluted)	32.36	25.96	26.27	27.42	21.75	21.12
Shares Change (YoY)	25%	-1%	-4%	26%	3%	0%
EPS (Diluted)	0.88	1.49	1.56	0.79	0.96	0.82
EPS Growth	-50%	-5%	98%	-18%	17%	-4%
Free Cash Flow	147	254	94	-33	-108	139
Free Cash Flow Per Share	4.54	9.78	3.57	-1.2	-4.96	6.58
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	3	2	1	1	1	1
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	25.64%	27.77%	26.31%	28.12%	26.66%	26.92%

Versabank (VBNK) Price

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