Stock Earnings

Question 1

¿Cuáles son los estados financieros clave de X Financial?

Accepted Answer

Según el último estado financiero (Form-10K), X Financial tiene un total de activos de $11,819, una ganancia neta profit de $1,539

Question 2

¿Cuáles son los ratios financieros clave para XYF?

Accepted Answer

El ratio corriente de X Financial es 2.42, el margen neto es 26.21, las ventas por acción son $20.01.

Question 3

¿Cómo se desglosan los ingresos de X Financial por segmento o geografía?

Accepted Answer

X Financial largest revenue segment is Loan Facilitation Service - Direct Model - Xiaoying Credit Loan, at a revenue of 386,868,475 in the most earnings release.For geography, China is the primary market for X Financial, at a revenue of 679,585,682.

Question 4

¿Es rentable X Financial?

Accepted Answer

yes, según los últimos estados financieros, X Financial tiene una ganancia neta profit de $1,539

Question 5

¿Tiene X Financial alguna deuda?

Accepted Answer

yes, X Financial tiene una deuda de 4,866

Question 6

¿Cuántas acciones en circulación tiene X Financial?

Accepted Answer

X Financial tiene un total de acciones en circulación de 0

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	7,502	5,871	4,814	3,562	3,626	2,192
Revenue Growth (YoY)	45%	22%	35%	-2%	65%	-28.99%
Cost of Revenue	1,884	1,738	2,869	2,126	1,963	2,071
Gross Profit	5,617	4,133	1,945	1,436	1,663	121
Selling, General & Admin	260	211	211	208	285	336
Research & Development	--	--	--	--	--	--
Operating Expenses	860	678	507	353	352	591
Other Non Operating Income (Expenses)	-45	13	24	40	32	12
Pretax Income	2,236	1,894	1,403	1,223	1,190	-1,601
Income Tax Expense	479	405	249	389	368	-299
Net Income	1,747	1,539	1,186	811	825	-1,308
Net Income Growth	33%	30%	46%	-2%	-163%	-269%
Shares Outstanding (Diluted)	264	293.35	290.83	322.4	336.88	321.23
Shares Change (YoY)	-12%	1%	-10%	-4%	5%	0%
EPS (Diluted)	6.61	5.25	4.08	2.52	2.45	-4.07
EPS Growth	51%	28.99%	62%	3%	-160%	-268%
Free Cash Flow	--	1,509	805	316	446	-684
Free Cash Flow Per Share	--	5.14	2.76	0.98	1.32	-2.12
Gross Margin	74.87%	70.39%	40.4%	40.31%	45.86%	5.52%
Operating Margin	63.4%	58.84%	29.85%	30.37%	36.15%	-21.44%
Profit Margin	23.28%	26.21%	24.63%	22.76%	22.75%	-59.67%
Free Cash Flow Margin	--	25.7%	16.72%	8.87%	12.3%	-31.2%
EBITDA	--	3,462	1,442	1,088	1,319	-459
EBITDA Margin	--	58.96%	29.95%	30.54%	36.37%	-20.93%
D&A For EBITDA	--	7	5	6	8	11
EBIT	4,757	3,455	1,437	1,082	1,311	-470
EBIT Margin	63.4%	58.84%	29.85%	30.37%	36.15%	-21.44%
Effective Tax Rate	21.42%	21.38%	17.74%	31.8%	30.92%	18.67%

X Financial (XYF) Price

XYF Stock Price Chart

XYF Income

Follow-Up Questions