Woodlands Financial Services Co. is a holding company, which engages in the provision of financial services. The company is headquartered in Williamsport, Pennsylvania. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. The company operates through the community banking segment. Its services include merchant services, fraud protection services, cyber security, online banking and bill pay, mobile banking and additional bank services. The company also provides home loans, personal loans and business loans. The company also offers all business loan solutions, commercial real estate financing, working capital loans, equipment financing, vehicle financing and lines of credit. The company also offers health savings account, statement savings, investors saving, online banking and bill pay, securLock and others.