Standard Premium Finance Holdings Inc (SPFX) Dự đoán giá cổ phiếu

Standard Premium Finance Holdings, Inc. engages in the provision of collateralized loans to business and individuals to finance the insurance premiums on commercial property and casualty insurance policies. The company is headquartered in Miami, Florida and currently employs 24 full-time employees. The company went IPO on 2022-03-17. The firm operates in 37 states. The company has developed relationships with insurance agents and brokers located in its market area who offer insurance premium loans as a service to their customers which the Company underwrites. The firm evaluates each insurance premium loan application according to its loan underwriting criteria. Upon its approval of an insurance premium loan, the borrower makes a down payment, generally 20% to 25% of the annual premium on the financed insurance policy, and the Company provides the balance of the annual premium required to purchase the policy. The firm's subsidiary, Standard Premium Finance Management Corporation, is a licensed insurance premium finance company in 37 states.