Stock Earnings

Question 1

What are California Bancorp's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), California Bancorp has a total asset of $4,031, Net profit of $5

Question 2

What are the key financial ratios for BCAL?

Accepted Answer

California Bancorp's Current ratio is 1.14, has a Net margin is 2.79, sales per share of $7.26.

Question 3

How is California Bancorp's revenue broken down by segment or geography?

Accepted Answer

California Bancorp largest revenue segment is Commercial Banking, at a revenue of 127,744,000 in the most earnings release.For geography, United States is the primary market for California Bancorp, at a revenue of 127,744,000.

Question 4

Is California Bancorp profitable?

Accepted Answer

yes, according to the latest financial statements, California Bancorp has a net profit of $5

Question 5

Does California Bancorp have any liabilities?

Accepted Answer

yes, California Bancorp has liability of 3,519

Question 6

How many outstanding shares for California Bancorp?

Accepted Answer

California Bancorp has a total outstanding shares of 32.26

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021
Revenue	231	179	123	93	68
Revenue Growth (YoY)	55%	46%	32%	37%	--
Cost of Revenue	--	--	--	--	--
Gross Profit	--	--	--	--	--
Selling, General & Admin	75	60	49	46	42
Research & Development	--	--	--	--	--
Operating Expenses	79	92	57	58	49
Other Non Operating Income (Expenses)	--	--	--	--	--
Pretax Income	88	8	36	21	14
Income Tax Expense	25	2	10	5	3
Net Income	63	5	25	16	10
Net Income Growth	-1,150%	-80%	56%	60%	--
Shares Outstanding (Diluted)	32.81	24.62	18.65	17.94	17.94
Shares Change (YoY)	18%	32%	4%	0%	--
EPS (Diluted)	1.92	0.22	1.38	0.9	0.6
EPS Growth	-869%	-84%	54%	50%	--
Free Cash Flow	59	49	32	12	17
Free Cash Flow Per Share	1.79	1.98	1.71	0.66	0.94
Gross Margin	--	--	--	--	--
Operating Margin	65.8%	48.04%	53.65%	37.63%	27.94%
Profit Margin	27.27%	2.79%	20.32%	17.2%	14.7%
Free Cash Flow Margin	25.54%	27.37%	26.01%	12.9%	25%
EBITDA	157	87	66	35	19
EBITDA Margin	67.96%	48.6%	53.65%	37.63%	27.94%
D&A For EBITDA	5	1	0	0	0
EBIT	152	86	66	35	19
EBIT Margin	65.8%	48.04%	53.65%	37.63%	27.94%
Effective Tax Rate	28.4%	25%	27.77%	23.8%	21.42%

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