ZNKKY Financials: ZENKOKU HOSHO Co.,Ltd. AI Analysis

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Financials

ZNKKY Financial

ZENKOKU HOSHO Co.,Ltd.

$9.49

As of today:Aug 19, 15:28:08 GMT-4

Overview Forecast Earnings Dividends Financials

Income

Balance sheet

Cash flow

Annual

Quarterly

ZNKKY Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	06/30/2026	03/31/2026	12/31/2025	09/30/2025	06/30/2025
Revenue	59,030	11,772	23,984	11,688	11,586	11,481
Revenue Growth (YoY)	2%	3%	2%	3%	3%	7%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	8,395	1,689	2,558	1,996	2,152	1,583
Research & Development	--	--	--	--	--	--
Operating Expenses	17,636	4,048	5,594	3,622	4,372	3,769
Other Non Operating Income (Expenses)	89	57	80	17	-65	-13
Pretax Income	47,423	9,495	20,577	9,145	8,206	8,653
Income Tax Expense	14,334	2,933	6,065	2,806	2,530	2,654
Net Income	33,089	6,562	14,513	6,339	5,675	5,999
Net Income Growth	2%	9%	4%	3%	-11%	6%
Shares Outstanding (Diluted)	132.86	132.86	132.86	132.85	133.39	134.73
Shares Change (YoY)	-1%	-1%	-2%	-2%	-2%	-2%
EPS (Diluted)	249.04	49.38	109.22	47.71	42.54	44.52
EPS Growth	3%	11%	6%	5%	-9%	8%
Free Cash Flow	--	--	24,214	--	8,226	--
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	--	--	--
Operating Margin	70.12%	65.61%	76.67%	69.01%	62.26%	67.17%
Profit Margin	56.05%	55.74%	60.51%	54.23%	48.98%	52.25%
Free Cash Flow Margin	--	--	100.95%	--	70.99%	--
EBITDA	--	--	18,893	--	7,715	--
EBITDA Margin	--	--	78.77%	--	66.58%	--
D&A For EBITDA	--	--	503	--	501	--
EBIT	41,394	7,724	18,390	8,066	7,214	7,712
EBIT Margin	70.12%	65.61%	76.67%	69.01%	62.26%	67.17%
Effective Tax Rate	30.22%	30.88%	29.47%	30.68%	30.83%	30.67%

Follow-Up Questions

What are ZENKOKU HOSHO Co.,Ltd.'s key financial statements?

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According to the latest financial statement (Form-10K), ZENKOKU HOSHO Co.,Ltd. has a total asset of $0, Net loss of $0

What are the key financial ratios for ZNKKY?

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ZENKOKU HOSHO Co.,Ltd.'s Current ratio is 0, has a Net margin is 0, sales per share of $0.

How is ZENKOKU HOSHO Co.,Ltd.'s revenue broken down by segment or geography?

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ZENKOKU HOSHO Co.,Ltd. largest revenue segment is Credit Guarantee, at a revenue of 56,972,000,000 in the most earnings release.For geography, Japan is the primary market for ZENKOKU HOSHO Co.,Ltd., at a revenue of 56,972,000,000.

Is ZENKOKU HOSHO Co.,Ltd. profitable?

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no, according to the latest financial statements, ZENKOKU HOSHO Co.,Ltd. has a net loss of $0

Does ZENKOKU HOSHO Co.,Ltd. have any liabilities?

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no, ZENKOKU HOSHO Co.,Ltd. has liability of 0

How many outstanding shares for ZENKOKU HOSHO Co.,Ltd.?

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ZENKOKU HOSHO Co.,Ltd. has a total outstanding shares of 0

Key Stats

Prev.Close

$9.49

Open

$8.79

Day's Range

$8.79 - $9.49

52 week range

$8.66 - $12.34

Volume

400

Avg.Volume

180

Dividend yield

EPS (TTM)

0.77

Market Cap

$2.5B

What is Zenkoku Hosho Co Ltd?

Zenkoku Hosho Co., Ltd. engages in the business of credit guarantee services for housing loans. The company is headquartered in Chiyoda-Ku, Tokyo-To and currently employs 331 full-time employees. The company went IPO on 2012-12-19. The Company’s guarantee products comprise three categories. The housing loan guarantees are its core products, which can meet the diverse needs of customers, such as housing acquisition funds and refinancing funds, and renovation funds and others. The company acquires guarantee fees from guarantee requesters through the classification by collateral valuation and other requirements such as annual income and years of service. Education loan guarantee products guarantee the borrowings of education funds, which deal with term loans, overdraft and other formats. About the use of funds, it deals with tuition fees, exam costs and others. The apartment loan guarantee products guarantee the borrowings of construction costs of rental housing.

Features

Markets

News

ZENKOKU HOSHO Co.,Ltd. (ZNKKY) Financial

ZNKKY Financial

ZENKOKU HOSHO Co.,Ltd.

$9.49

As of today:Aug 19, 15:28:08 GMT-4

Overview Forecast Earnings Dividends Financials

Income

Balance sheet

Cash flow

Annual

Quarterly

ZNKKY Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	06/30/2026	03/31/2026	12/31/2025	09/30/2025	06/30/2025
Revenue	59,030	11,772	23,984	11,688	11,586	11,481
Revenue Growth (YoY)	2%	3%	2%	3%	3%	7%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	8,395	1,689	2,558	1,996	2,152	1,583
Research & Development	--	--	--	--	--	--
Operating Expenses	17,636	4,048	5,594	3,622	4,372	3,769
Other Non Operating Income (Expenses)	89	57	80	17	-65	-13
Pretax Income	47,423	9,495	20,577	9,145	8,206	8,653
Income Tax Expense	14,334	2,933	6,065	2,806	2,530	2,654
Net Income	33,089	6,562	14,513	6,339	5,675	5,999
Net Income Growth	2%	9%	4%	3%	-11%	6%
Shares Outstanding (Diluted)	132.86	132.86	132.86	132.85	133.39	134.73
Shares Change (YoY)	-1%	-1%	-2%	-2%	-2%	-2%
EPS (Diluted)	249.04	49.38	109.22	47.71	42.54	44.52
EPS Growth	3%	11%	6%	5%	-9%	8%
Free Cash Flow	--	--	24,214	--	8,226	--
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	--	--	--
Operating Margin	70.12%	65.61%	76.67%	69.01%	62.26%	67.17%
Profit Margin	56.05%	55.74%	60.51%	54.23%	48.98%	52.25%
Free Cash Flow Margin	--	--	100.95%	--	70.99%	--
EBITDA	--	--	18,893	--	7,715	--
EBITDA Margin	--	--	78.77%	--	66.58%	--
D&A For EBITDA	--	--	503	--	501	--
EBIT	41,394	7,724	18,390	8,066	7,214	7,712
EBIT Margin	70.12%	65.61%	76.67%	69.01%	62.26%	67.17%
Effective Tax Rate	30.22%	30.88%	29.47%	30.68%	30.83%	30.67%

Follow-Up Questions

What are ZENKOKU HOSHO Co.,Ltd.'s key financial statements?

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According to the latest financial statement (Form-10K), ZENKOKU HOSHO Co.,Ltd. has a total asset of $0, Net loss of $0

What are the key financial ratios for ZNKKY?

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ZENKOKU HOSHO Co.,Ltd.'s Current ratio is 0, has a Net margin is 0, sales per share of $0.

How is ZENKOKU HOSHO Co.,Ltd.'s revenue broken down by segment or geography?

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Is ZENKOKU HOSHO Co.,Ltd. profitable?

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no, according to the latest financial statements, ZENKOKU HOSHO Co.,Ltd. has a net loss of $0

Does ZENKOKU HOSHO Co.,Ltd. have any liabilities?

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no, ZENKOKU HOSHO Co.,Ltd. has liability of 0

How many outstanding shares for ZENKOKU HOSHO Co.,Ltd.?

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ZENKOKU HOSHO Co.,Ltd. has a total outstanding shares of 0

Key Stats

Prev.Close

$9.49

Open

$8.79

Day's Range

$8.79 - $9.49

52 week range

$8.66 - $12.34

Volume

400

Avg.Volume

180

Dividend yield

EPS (TTM)

0.77

Market Cap

$2.5B

ZENKOKU HOSHO Co.,Ltd. (ZNKKY) Financial

ZNKKY Stock Price Chart

ZNKKY Income

Follow-Up Questions

What are ZENKOKU HOSHO Co.,Ltd.'s key financial statements?

What are the key financial ratios for ZNKKY?

How is ZENKOKU HOSHO Co.,Ltd.'s revenue broken down by segment or geography?

Is ZENKOKU HOSHO Co.,Ltd. profitable?

Does ZENKOKU HOSHO Co.,Ltd. have any liabilities?

How many outstanding shares for ZENKOKU HOSHO Co.,Ltd.?

Key Stats

Prev.Close

Open

Day's Range

52 week range

Volume

Avg.Volume

Dividend yield

EPS (TTM)

Market Cap

What is Zenkoku Hosho Co Ltd?

ZENKOKU HOSHO Co.,Ltd. (ZNKKY) Financial

ZNKKY Stock Price Chart

ZNKKY Income

Follow-Up Questions

What are ZENKOKU HOSHO Co.,Ltd.'s key financial statements?

What are the key financial ratios for ZNKKY?

How is ZENKOKU HOSHO Co.,Ltd.'s revenue broken down by segment or geography?

Is ZENKOKU HOSHO Co.,Ltd. profitable?

Does ZENKOKU HOSHO Co.,Ltd. have any liabilities?

How many outstanding shares for ZENKOKU HOSHO Co.,Ltd.?

Key Stats

Prev.Close

Open

Day's Range

52 week range

Volume

Avg.Volume

Dividend yield

EPS (TTM)

Market Cap

What is Zenkoku Hosho Co Ltd?