Westamerica Bancorporation operates as a bank holding company. The company is headquartered in San Rafael, California and currently employs 616 full-time employees. The firm provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. In addition, the Bank owns Community Banker Services Corporation, a company engaged in providing the Company and its subsidiaries with data processing services and other support functions. The company provides a range of loans, including commercial loans, commercial real estate loans, residential real estate loans, and others. The company owns a number of banking office locations and one centralized administrative service center facility.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
151
36
37
37
39
41
Income Tax Expense
38
9
10
9
9
10
Net Income
112
27
27
28
29
31
Net Income Growth
-16%
-13%
-13%
-20%
-17%
-14%
Shares Outstanding (Diluted)
24.3
24.3
24.83
25.34
25.88
26.64
Shares Change (YoY)
-9%
-9%
-7%
-5%
-3%
0%
EPS (Diluted)
4.62
1.12
1.11
1.11
1.12
1.16
EPS Growth
-8%
-3%
-6%
-15%
-16%
-15%
Free Cash Flow
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--
25
28
22
42
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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1
1
2
2
EBIT
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EBIT Margin
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Effective Tax Rate
25.16%
25%
27.02%
24.32%
23.07%
24.39%
Follow-Up Questions
What are Westamerica Bancorp's key financial statements?
According to the latest financial statement (Form-10K), Westamerica Bancorp has a total asset of $0, Net loss of $0
What are the key financial ratios for WABC?
Westamerica Bancorp's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Westamerica Bancorp's revenue broken down by segment or geography?
Westamerica Bancorp largest revenue segment is Banking and Related Activities, at a revenue of 293,750,000 in the most earnings release.For geography, United States is the primary market for Westamerica Bancorp, at a revenue of 293,750,000.
Is Westamerica Bancorp profitable?
no, according to the latest financial statements, Westamerica Bancorp has a net loss of $0
Does Westamerica Bancorp have any liabilities?
no, Westamerica Bancorp has liability of 0
How many outstanding shares for Westamerica Bancorp?
Westamerica Bancorp has a total outstanding shares of 0
