US Metro Bancorp, Inc. operates as a bank holding company, which engages in the provision of commercial and consumer banking services. The company is headquartered in Garden Grove, California. The company went IPO on 2007-01-24. The firm offers Personal Checkings, Personal Savings, Certificate Of Deposits, Mobile Bankings, Money Market Accounts, Business Loans, Business Checkings, Securities, Lease Financings. The firm was founded in 2006.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
06/30/2026
03/31/2026
12/31/2025
09/30/2025
06/30/2025
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
148
36
36
37
37
39
Income Tax Expense
38
9
9
10
9
9
Net Income
110
27
27
27
28
29
Net Income Growth
-13%
-7%
-13%
-13%
-20%
-17%
Shares Outstanding (Diluted)
23.31
23.31
24.3
24.83
25.34
25.88
Shares Change (YoY)
-10%
-10%
-9%
-7%
-5%
-3%
EPS (Diluted)
4.75
1.17
1.12
1.11
1.11
1.12
EPS Growth
-3%
5%
-3%
-6%
-15%
-16%
Free Cash Flow
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38
25
28
22
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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0
1
1
2
EBIT
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EBIT Margin
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Effective Tax Rate
25.67%
25%
25%
27.02%
24.32%
23.07%
Follow-Up Questions
What are US Metro Bank's key financial statements?
According to the latest financial statement (Form-10K), Westamerica Bancorp has a total asset of $0, Net loss of $0
What are the key financial ratios for USMT?
Westamerica Bancorp's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is US Metro Bank's revenue broken down by segment or geography?
Westamerica Bancorp largest revenue segment is Banking and Related Activities, at a revenue of 293,750,000 in the most earnings release.For geography, United States is the primary market for Westamerica Bancorp, at a revenue of 293,750,000.
Is US Metro Bank profitable?
no, according to the latest financial statements, Westamerica Bancorp has a net loss of $0
Does US Metro Bank have any liabilities?
no, Westamerica Bancorp has liability of 0
How many outstanding shares for US Metro Bank?
Westamerica Bancorp has a total outstanding shares of 0