USIO, Inc. operates as an integrated electronic payment solutions provider. The company is headquartered in San Antonio, Texas and currently employs 107 full-time employees. The firm operates credit/debit and automated clearing house (ACH) payment processing platforms, as well as a card issuing platform to deliver convenient payment solutions and services to its clients. The Company, through its Usio Output Solutions division, offers services relating to electronic bill presentment, document composition, document decomposition and printing and mailing services. The company provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card and electronic billing products and services to businesses, merchants and consumers. Through its Prepaid Debit Card platform, it offers a variety of prepaid card products, such as reloadable, incentive, promotional and corporate card programs. The company provides integrated electronic payment processing services to merchants and businesses.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
09/30/2025
06/30/2025
03/31/2025
12/31/2024
Revenue
85
22
21
19
22
20
Revenue Growth (YoY)
4%
10%
0%
-5%
10%
5%
Cost of Revenue
65
17
16
14
17
15
Gross Profit
19
4
4
5
4
5
Selling, General & Admin
1
0
0
0
0
0
Research & Development
--
--
--
--
--
--
Operating Expenses
22
6
5
5
5
5
Other Non Operating Income (Expenses)
0
0
0
0
--
1
Pretax Income
-1
-1
0
0
0
0
Income Tax Expense
0
0
0
0
0
0
Net Income
-2
-1
0
0
0
0
Net Income Growth
-167%
--
-100%
--
--
--
Shares Outstanding (Diluted)
27.54
27.54
26.89
26.45
26.61
27.16
Shares Change (YoY)
1%
1%
-2%
0%
33%
35%
EPS (Diluted)
-0.09
-0.05
-0.01
-0.01
0
0.02
EPS Growth
-178%
-334%
-114.99%
-579%
-30%
1,685%
Free Cash Flow
0
0
0
0
1
10
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
22.35%
18.18%
19.04%
26.31%
18.18%
25%
Operating Margin
-2.35%
-4.54%
0%
0%
0%
0%
Profit Margin
-2.35%
-4.54%
0%
0%
0%
0%
Free Cash Flow Margin
0%
0%
0%
0%
4.54%
50%
EBITDA
-1
-1
0
0
0
0
EBITDA Margin
-1.17%
-4.54%
0%
0%
0%
0%
D&A For EBITDA
1
0
0
0
0
0
EBIT
-2
-1
0
0
0
0
EBIT Margin
-2.35%
-4.54%
0%
0%
0%
0%
Effective Tax Rate
0%
0%
0%
0%
0%
0%
Follow-Up Questions
What are Usio Inc's key financial statements?
According to the latest financial statement (Form-10K), Usio Inc has a total asset of $0, Net loss of $0
What are the key financial ratios for USIO?
Usio Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Usio Inc's revenue broken down by segment or geography?
Usio Inc largest revenue segment is Credit Card, at a revenue of 28,476,591 in the most earnings release.For geography, United States is the primary market for Usio Inc, at a revenue of 82,591,109.
Is Usio Inc profitable?
no, according to the latest financial statements, Usio Inc has a net loss of $0