Stock Earnings

Question 1

What are Upstart Holdings Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Upstart Holdings Inc has a total asset of $2,366, Net loss of $-128

Question 2

What are the key financial ratios for UPST?

Accepted Answer

Upstart Holdings Inc's Current ratio is 1.36, has a Net margin is -20.12, sales per share of $7.11.

Question 3

How is Upstart Holdings Inc's revenue broken down by segment or geography?

Accepted Answer

Currently Upstart Holdings Inc data is not available.

Question 4

Is Upstart Holdings Inc profitable?

Accepted Answer

no, according to the latest financial statements, Upstart Holdings Inc has a net loss of $-128

Question 5

Does Upstart Holdings Inc have any liabilities?

Accepted Answer

yes, Upstart Holdings Inc has liability of 1,733

Question 6

How many outstanding shares for Upstart Holdings Inc?

Accepted Answer

Upstart Holdings Inc has a total outstanding shares of 93.47

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	851	636	513	842	848	233
Revenue Growth (YoY)	61%	24%	-39%	-1%	264%	42%
Cost of Revenue	166	157	150	187	117	37
Gross Profit	685	478	363	654	731	195
Selling, General & Admin	476	397	339	531	454	145
Research & Development	258	253	280	237	133	38
Operating Expenses	701	651	619	768	588	184
Other Non Operating Income (Expenses)	10	18	20	9	-5	5
Pretax Income	-6	-128	-240	-109	133	5
Income Tax Expense	0	0	0	0	-1	0
Net Income	-6	-128	-240	-108	135	5
Net Income Growth	-97%	-47%	122%	-180%	2,600%	--
Shares Outstanding (Diluted)	102.85	89.45	83.76	82.77	94.77	73.62
Shares Change (YoY)	16%	7%	1%	-13%	28.99%	2%
EPS (Diluted)	-0.06	-1.44	-2.87	-1.31	1.43	0.08
EPS Growth	-97%	-50%	119%	-192%	1,688%	-900%
Free Cash Flow	-81	176	-123	-680	153	10
Free Cash Flow Per Share	-0.78	1.96	-1.46	-8.21	1.61	0.13
Gross Margin	80.49%	75.15%	70.76%	77.67%	86.2%	83.69%
Operating Margin	-1.88%	-27.04%	-49.9%	-13.42%	16.74%	4.72%
Profit Margin	-0.7%	-20.12%	-46.78%	-12.82%	15.91%	2.14%
Free Cash Flow Margin	-9.51%	27.67%	-23.97%	-80.76%	18.04%	4.29%
EBITDA	6	-152	-232	-100	149	13
EBITDA Margin	0.7%	-23.89%	-45.22%	-11.87%	17.57%	5.57%
D&A For EBITDA	22	20	24	13	7	2
EBIT	-16	-172	-256	-113	142	11
EBIT Margin	-1.88%	-27.04%	-49.9%	-13.42%	16.74%	4.72%
Effective Tax Rate	0%	0%	0%	0%	-0.75%	0%

Upstart Holdings Inc (UPST) Price