Stock Earnings

Question 1

What are Southern Michigan Bancorp Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Southern Michigan Bancorp Inc has a total asset of $1,276, Net profit of $13

Question 2

What are the key financial ratios for SOMC?

Accepted Answer

Southern Michigan Bancorp Inc's Current ratio is 1.07, has a Net margin is 0, sales per share of $0.

Question 3

How is Southern Michigan Bancorp Inc's revenue broken down by segment or geography?

Accepted Answer

Southern Michigan Bancorp Inc largest revenue segment is Commercial Banking, at a revenue of 47,718,000 in the most earnings release.For geography, United States is the primary market for Southern Michigan Bancorp Inc, at a revenue of 47,718,000.

Question 4

Is Southern Michigan Bancorp Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Southern Michigan Bancorp Inc has a net profit of $13

Question 5

Does Southern Michigan Bancorp Inc have any liabilities?

Accepted Answer

yes, Southern Michigan Bancorp Inc has liability of 1,190

Question 6

How many outstanding shares for Southern Michigan Bancorp Inc?

Accepted Answer

Southern Michigan Bancorp Inc has a total outstanding shares of 4.51

Breakdown	TTM	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	16	16	14	8	10	9
Income Tax Expense	2	2	2	1	1	1
Net Income	13	13	11	7	8	8
Net Income Growth	18%	18%	56.99%	-13%	0%	60%
Shares Outstanding (Diluted)	4.53	4.54	4.53	4.6	4.61	4.62
Shares Change (YoY)	1%	0%	-1%	0%	0%	-2%
EPS (Diluted)	2.97	2.97	2.59	1.6	1.87	1.75
EPS Growth	14%	15%	61%	-14%	7%	54%
Free Cash Flow	--	--	--	--	--	--
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	--	--	--	--	--	--
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	12.5%	12.5%	14.28%	12.5%	10%	11.11%

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