SoFi Technologies, Inc. is a financial service platform that provides student loan refinancing options to the private student loan market. Headquartered in San Francisco, California, the company currently employs 5,000 full-time employees and went public on November 30, 2020. Through its lending and financial services products, SoFi enables members to borrow, save, spend, invest, and protect their money. The company operates through three segments: Lending, Technology Platform, and Financial Services. The Lending segment offers personal loans, student loans, home loans, and related servicing to meet various financial needs. Its platform supports the entire transaction lifecycle, including credit application, underwriting, approval, funding, and servicing. The Technology Platform segment delivers services through a diversified suite of offerings, including an event and authorization platform accessed via application programming interfaces (APIs), a cloud-native digital and core banking platform, and related services. The Financial Services segment provides a range of financial solutions, including SoFi Money and SoFi Invest.