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SoFi Technologies launched a dollar-pegged stablecoin, SoFiUSD, for commercial clients, contributing to a 64% rise in its stock price year-to-date.
Fintech stocks show mixed performance as the digital payments market is projected to reach $361.3 billion by 2030, with SoFi (SOFI) shares gaining 78.9% in six months while Circle (CRCL) has fallen 49.4% since its IPO.
The widespread adoption of fractional share trading by major online brokerages is fundamentally lowering the barrier to entry for equity investing. This allows individuals to purchase high-value stocks with minimal capital, fostering broader market participation and enabling new investment strategies for retail clients.
BlackRock is launching its LifePath strategy, which embeds insurance contracts within target date funds to generate guaranteed income. The product addresses rising investor demand for inflation-resistant and secure retirement solutions, as data shows a flight from traditional savings to higher-yield assets.
Grant Cardone argues against traditional saving, advising individuals to invest in income-producing assets to counteract inflation. He advocates using capital and debt to acquire real estate, a strategy that is meeting with both interest and skepticism from financial experts.
Nasdaq is tightening its IPO listing requirements in response to the poor performance and high volatility of many small-cap IPOs. This move signals a broader shift toward risk reduction and quality control on the exchange, reflecting a tense market environment.
SoFi posted record Q3 2025 earnings and profitability, leading to a significant stock surge. This success occurs within a divided fintech market where investor selectivity is high, favoring proven profitability over speculative growth as other firms show mixed results.
U.S. markets are exhibiting historically low volatility as investors anticipate a Federal Reserve rate cut. The S&P 500 is near its all-time high, but this calm could be disrupted by a hawkish policy surprise.
The U.S. small-cap Russell 2000 index surged to a record high, signaling strong investor confidence in the domestic economy. This rally occurred amidst growing global uncertainty, as Japanese government bond yields spiked to their highest levels in over a decade on rate hike expectations.
Symbotic announced a public offering of 10 million shares, prompting a 15% decline in its stock price. The sale includes 3.5 million shares from a SoftBank affiliate, signaling increased dilution and a partial exit by a key investor.
SoFi Technologies announced a $1.5 billion public offering of its common stock, causing shares to fall approximately 6% in after-hours trading due to concerns about shareholder dilution. The move comes as the company seeks to capitalize on a more than 90% year-to-date stock price increase.