Standard Bank Group Ltd. is a holding company, which engages in providing integrated financial and related solutions to clients. The company is headquartered in Johannesburg, Gauteng and currently employs 50,488 full-time employees. The company operates in four segments. Personal & Private Banking is offered to individual clients from personal to private clients that provides tailored and comprehensive financial services solutions. Business & Commercial Banking is offered to small and medium-sized businesses, as well as large commercial enterprises consisting of broad-based client solutions that delivers advisory, networking and sustainability support required by its clients. Corporate & Investment Banking is offered to large companies (multinational, regional and domestic), governments, parastatals and institutional clients providing in-depth sector and regional expertise, specialized capabilities and access to capital markets for advisory, transactional, risk management and funding support. Insurance & Asset Management providing solutions to fulfil clients' long and short-term insurance, health, investment and asset management needs.