Stock Earnings

Question 1

What are PB Financial Corp's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), PB Financial Corp has a total asset of $586, Net profit of $6

Question 2

What are the key financial ratios for PBNC?

Accepted Answer

PB Financial Corp's Current ratio is 1.1, has a Net margin is 26.08, sales per share of $10.21.

Question 3

How is PB Financial Corp's revenue broken down by segment or geography?

Accepted Answer

PB Financial Corp largest revenue segment is Commercial and Retail Banking, at a revenue of 31,563,958 in the most earnings release.For geography, United States is the primary market for PB Financial Corp, at a revenue of 31,563,958.

Question 4

Is PB Financial Corp profitable?

Accepted Answer

yes, according to the latest financial statements, PB Financial Corp has a net profit of $6

Question 5

Does PB Financial Corp have any liabilities?

Accepted Answer

yes, PB Financial Corp has liability of 528

Question 6

How many outstanding shares for PB Financial Corp?

Accepted Answer

PB Financial Corp has a total outstanding shares of 2.18

Breakdown	TTM	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016
Revenue	25	23	21	17	12	11
Revenue Growth (YoY)	--	10%	24%	42%	9%	10%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	5	6	5	4	4
Research & Development	--	--	--	--	--	--
Operating Expenses	10	8	8	7	5	5
Other Non Operating Income (Expenses)	1	0	0	0	0	0
Pretax Income	11	8	9	7	4	3
Income Tax Expense	2	1	2	1	2	1
Net Income	9	6	7	5	2	2
Net Income Growth	--	-14%	40%	150%	0%	0%
Shares Outstanding (Diluted)	2.25	2.25	2.22	2.2	1.67	1.64
Shares Change (YoY)	--	1%	1%	32%	2%	7%
EPS (Diluted)	3.99	3.02	3.2	2.57	1.57	1.52
EPS Growth	--	-5%	24%	64%	4%	2%
Free Cash Flow	--	7	7	5	3	2
Free Cash Flow Per Share	--	3.11	3.14	2.26	1.79	1.21
Gross Margin	--	--	--	--	--	--
Operating Margin	60%	60.86%	61.9%	58.82%	58.33%	45.45%
Profit Margin	36%	26.08%	33.33%	29.41%	16.66%	18.18%
Free Cash Flow Margin	--	30.43%	33.33%	29.41%	25%	18.18%
EBITDA	--	14	13	10	7	5
EBITDA Margin	--	60.86%	61.9%	58.82%	58.33%	45.45%
D&A For EBITDA	--	0	0	0	0	0
EBIT	15	14	13	10	7	5
EBIT Margin	60%	60.86%	61.9%	58.82%	58.33%	45.45%
Effective Tax Rate	18.18%	12.5%	22.22%	14.28%	50%	33.33%

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