Orange County Bancorp, Inc. operates as a holding company, which engages in the provision of commercial and consumer banking products and services and trust and wealth management. The company is headquartered in Middletown, New York and currently employs 225 full-time employees. The company went IPO on 2001-07-31. Through its subsidiaries, Orange Bank & Trust Company, a New York state-chartered trust company (the Bank) and Hudson Valley Investment Advisors, Inc., an investment advisor (HVIA), the Company offers full- service commercial and consumer banking products and services and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments and individuals in the Lower Hudson Valley region, the New York metropolitan area and nearby markets in Connecticut and New Jersey. Its segments include Banking Business and Wealth Management. The Banking Business segment involves the delivery of loan and deposit products to its customers through the Bank. The Wealth Management segment, which includes asset management and trust services to individuals and institutions through HVIA and the Bank, which provides trust and investment management fee income in its wealth management business segment.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
54
14
13
13
13
11
Income Tax Expense
10
3
1
2
3
2
Net Income
44
11
12
10
10
8
Net Income Growth
63%
38%
71%
233%
25%
-11%
Shares Outstanding (Diluted)
13.35
13.35
13.34
13.33
11.99
11.33
Shares Change (YoY)
18%
18%
18%
18%
6%
1%
EPS (Diluted)
3.3
0.84
0.93
0.75
0.87
0.76
EPS Growth
37%
10%
48%
168%
19%
-6%
Free Cash Flow
46
9
13
29
-5
4
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
1
0
0
0
0
0
EBIT
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EBIT Margin
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Effective Tax Rate
18.51%
21.42%
7.69%
15.38%
23.07%
18.18%
Follow-Up Questions
What are Orange County Bancorp Inc's key financial statements?
According to the latest financial statement (Form-10K), Orange County Bancorp Inc has a total asset of $0, Net loss of $0
What are the key financial ratios for OBT?
Orange County Bancorp Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Orange County Bancorp Inc's revenue broken down by segment or geography?
Orange County Bancorp Inc largest revenue segment is Banking, at a revenue of 113,098,000 in the most earnings release.For geography, United States is the primary market for Orange County Bancorp Inc, at a revenue of 127,204,000.
Is Orange County Bancorp Inc profitable?
no, according to the latest financial statements, Orange County Bancorp Inc has a net loss of $0
Does Orange County Bancorp Inc have any liabilities?
no, Orange County Bancorp Inc has liability of 0
How many outstanding shares for Orange County Bancorp Inc?
Orange County Bancorp Inc has a total outstanding shares of 0