NBTB Financials: NBT Bancorp Inc AI Analysis

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Financials

NBTB Financial

NBT Bancorp Inc

$52.52

0.26%

$0.14

As of today:Jul 27, 17:01:25 GMT-4

Overview Forecast Earnings Dividends Financials

Key Stats

Prev.Close

$52.38

Open

$52.66

Day's Range

$52.37 - $53

52 week range

$39.2 - $52.52

Volume

459.1K

Avg.Volume

300.4K

Dividend yield

2.91%

EPS (TTM)

3.51

Market Cap

$2.7B

What is NBTB?

The company is headquartered in Norwich, New York and currently employs 2,303 full-time employees.

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Markets

News

NBTB Financials: NBT Bancorp Inc AI Analysis

Income

Balance sheet

Cash flow

Annual

Quarterly

NBTB Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	03/31/2026	12/31/2025	09/30/2025	06/30/2025	03/31/2025
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	238	66	69	71	30	47
Income Tax Expense	55	15	14	17	8	10
Net Income	183	51	55	54	22	36
Net Income Growth	28%	42%	53%	42%	-31%	9%
Shares Outstanding (Diluted)	52.35	52.35	52.36	52.64	50.78	47.47
Shares Change (YoY)	10%	10%	9%	12%	7%	0%
EPS (Diluted)	3.51	0.97	1.06	1.03	0.44	0.77
EPS Growth	16%	26%	42%	28%	-36%	8%
Free Cash Flow	229	48	62	74	44	38
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	26	6	6	6	6	5
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	23.1%	22.72%	20.28%	23.94%	26.66%	21.27%

Follow-Up Questions

What are NBT Bancorp Inc's key financial statements?

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According to the latest financial statement (Form-10K), NBT Bancorp Inc has a total asset of $0, Net loss of $0

What are the key financial ratios for NBTB?

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NBT Bancorp Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.

How is NBT Bancorp Inc's revenue broken down by segment or geography?

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NBT Bancorp Inc largest revenue segment is Banking, at a revenue of 509,174,000 in the most earnings release.For geography, United States is the primary market for NBT Bancorp Inc, at a revenue of 576,946,000.

Is NBT Bancorp Inc profitable?

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no, according to the latest financial statements, NBT Bancorp Inc has a net loss of $0

Does NBT Bancorp Inc have any liabilities?

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no, NBT Bancorp Inc has liability of 0

How many outstanding shares for NBT Bancorp Inc?

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NBT Bancorp Inc has a total outstanding shares of 0

NBT Bancorp Inc (NBTB) Financial

NBTB Stock Price Chart

Key Stats

Prev.Close

Open

Day's Range

52 week range

Volume

Avg.Volume

Dividend yield

EPS (TTM)

Market Cap

What is NBTB?

NBT Bancorp Inc (NBTB) Financial

NBTB Stock Price Chart

Key Stats

Prev.Close

Open

Day's Range

52 week range

Volume

Avg.Volume

Dividend yield

EPS (TTM)

Market Cap

What is NBTB?

NBTB Income

Follow-Up Questions

What are NBT Bancorp Inc's key financial statements?

What are the key financial ratios for NBTB?

How is NBT Bancorp Inc's revenue broken down by segment or geography?

Is NBT Bancorp Inc profitable?

Does NBT Bancorp Inc have any liabilities?

How many outstanding shares for NBT Bancorp Inc?