Stock Earnings

Question 1

What are NBT Bancorp Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), NBT Bancorp Inc has a total asset of $13,786, Net profit of $140

Question 2

What are the key financial ratios for NBTB?

Accepted Answer

NBT Bancorp Inc's Current ratio is 1.12, has a Net margin is 0, sales per share of $0.

Question 3

How is NBT Bancorp Inc's revenue broken down by segment or geography?

Accepted Answer

NBT Bancorp Inc largest revenue segment is Banking, at a revenue of 509,174,000 in the most earnings release.For geography, United States is the primary market for NBT Bancorp Inc, at a revenue of 576,946,000.

Question 4

Is NBT Bancorp Inc profitable?

Accepted Answer

yes, according to the latest financial statements, NBT Bancorp Inc has a net profit of $140

Question 5

Does NBT Bancorp Inc have any liabilities?

Accepted Answer

yes, NBT Bancorp Inc has liability of 12,260

Question 6

How many outstanding shares for NBT Bancorp Inc?

Accepted Answer

NBT Bancorp Inc has a total outstanding shares of 47.19

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	195	179	153	196	199	133
Income Tax Expense	45	38	34	44	45	28
Net Income	149	140	118	152	154	104
Net Income Growth	10%	19%	-22%	-1%	48%	-14%
Shares Outstanding (Diluted)	52.64	47.43	44.77	43.2	43.7	44
Shares Change (YoY)	12%	6%	4%	-1%	-1%	0%
EPS (Diluted)	2.84	2.96	2.65	3.52	3.54	2.37
EPS Growth	-1%	12%	-25%	-1%	49%	-14%
Free Cash Flow	202	176	148	176	151	137
Free Cash Flow Per Share	3.83	3.71	3.3	4.07	3.45	3.11
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	17	19	15	12	12	13
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	23.07%	21.22%	22.22%	22.44%	22.61%	21.05%

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