Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenue
601
807
1,183
1,457
1,871
1,710
Revenue Growth (YoY)
-31%
-32%
-19%
-22%
9%
2%
Cost of Revenue
-46
-54
-64
-77
-168
-214
Gross Profit
647
861
1,247
1,534
2,039
1,924
Selling, General & Admin
173
316
401
444
569
497
Research & Development
--
--
--
--
--
--
Operating Expenses
708
771
912
837
1,135
957
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
-78
174
313
827
936
532
Income Tax Expense
-28
43
85
182
219
120
Net Income
-50
131
228
645
717
412
Net Income Growth
-163%
-43%
-65%
-10%
74%
-31%
Shares Outstanding (Diluted)
98
111
123
144
172
195
Shares Change (YoY)
-9%
-10%
-15%
-16%
-12%
-16%
EPS (Diluted)
-0.51
1.18
1.85
4.48
4.17
2.11
EPS Growth
-170%
-36%
-59%
7%
98%
-18%
Free Cash Flow
275
459
676
305
702
987
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
107.65%
106.69%
105.4%
105.28%
108.97%
112.51%
Operating Margin
-10.14%
11.15%
28.31%
47.83%
48.31%
56.54%
Profit Margin
-8.31%
16.23%
19.27%
44.26%
38.32%
24.09%
Free Cash Flow Margin
45.75%
56.87%
57.14%
20.93%
37.52%
57.71%
EBITDA
--
98
345
711
923
--
EBITDA Margin
--
12.14%
29.16%
48.79%
49.33%
--
D&A For EBITDA
--
8
10
14
19
--
EBIT
-61
90
335
697
904
967
EBIT Margin
-10.14%
11.15%
28.31%
47.83%
48.31%
56.54%
Effective Tax Rate
35.89%
24.71%
27.15%
22%
23.39%
22.55%
Follow-Up Questions
What are Navient Corp's key financial statements?
What are the key financial ratios for NAVI?
How is Navient Corp's revenue broken down by segment or geography?
Is Navient Corp profitable?
Does Navient Corp have any liabilities?
How many outstanding shares for Navient Corp?
Key Stats
Prev.Close
$12.51
Open
$12.58
Day's Range
$12.47 - $12.94
52 week range
$10.53 - $16.07
Volume
612.2K
Avg.Volume
856.2K
EPS (TTM)
-0.54
Dividend yield
5.12%
Market Cap
$1.2B
What is NAVI?
Navient Corp. engages in the provision of asset management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. The company is headquartered in Herndon, Virginia and currently employs 2,100 full-time employees. The company went IPO on 2014-04-17. The firm's businesses include Federal Education Loans and Consumer Lending. The firm's Federal Education Loans business includes owning and managing Federal Family Education Loan Program (FFELP) Loans and is the master servicer on this portfolio. Its Consumer Lending business includes owning and managing Private Education Loans and is the master servicer for these portfolios. The Company, through its Earnest brand, also refinances and originates in-school Private Education Loans. The firm helps students and families on the planning and paying for college journey. Its digital tools empower people to find scholarships and compare financial aid offers.