Midland States Bancorp, Inc. is a bank holding company which engages in the provision of commercial and consumer banking products and services. The company is headquartered in Effingham, Illinois. The company went IPO on 2016-05-24. Its segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment financing; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
47
24
-3
11
14
-137
Income Tax Expense
11
5
0
3
2
3
Net Income
25
15
-5
5
9
-143
Net Income Growth
-120%
-110%
67%
-67%
125%
-1,400%
Shares Outstanding (Diluted)
21.3
21.3
21.85
21.86
21.82
21.81
Shares Change (YoY)
-2%
-2%
0%
1%
0%
0%
EPS (Diluted)
1.18
0.74
-0.24
0.23
0.44
-6.56
EPS Growth
-120%
-111%
61%
-68%
117%
-1,341%
Free Cash Flow
113
16
-7
78
26
22
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
9
2
2
2
2
2
EBIT
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EBIT Margin
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Effective Tax Rate
23.4%
20.83%
0%
27.27%
14.28%
-2.18%
Follow-Up Questions
What are Midland States Bancorp Inc's key financial statements?
According to the latest financial statement (Form-10K), Midland States Bancorp Inc has a total asset of $0, Net loss of $0
What are the key financial ratios for MSBI?
Midland States Bancorp Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Midland States Bancorp Inc's revenue broken down by segment or geography?
Midland States Bancorp Inc largest revenue segment is Banking, at a revenue of 306,863,000 in the most earnings release.For geography, United States is the primary market for Midland States Bancorp Inc, at a revenue of 324,984,000.
Is Midland States Bancorp Inc profitable?
no, according to the latest financial statements, Midland States Bancorp Inc has a net loss of $0
Does Midland States Bancorp Inc have any liabilities?
no, Midland States Bancorp Inc has liability of 0
How many outstanding shares for Midland States Bancorp Inc?
Midland States Bancorp Inc has a total outstanding shares of 0