Mercury General Corp. operates as a broker and agency writer of automobile insurance. The company is headquartered in Los Angeles, California and currently employs 4,200 full-time employees. The firm writes homeowners, commercial automobile, commercial property, mechanical protection and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured, and uninsured motorists, and other hazards. Its homeowners’ coverage includes dwelling, liability, personal property, and other coverages. The company offers standard, non-standard and preferred private passenger automobile insurance. The company also offers homeowners insurance in approximately 10 states, commercial automobile insurance in approximately four states, and mechanical protection insurance in various states. Its subsidiaries include Mercury Casualty Company, California Automobile Insurance Company, Orion Indemnity Company, American Mercury Insurance Company, Animas Funding LLC, and Mercury Insurance Company of Illinois.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
5,992
5,992
5,475
4,629
3,643
3,993
Revenue Growth (YoY)
9%
9%
18%
27%
-9%
6%
Cost of Revenue
--
--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
--
--
--
--
--
--
Research & Development
--
--
--
--
--
--
Operating Expenses
5,300
5,300
4,869
4,506
4,296
3,676
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
663
663
574
99
-670
299
Income Tax Expense
122
122
106
3
-158
51
Net Income
541
541
467
96
-512
247
Net Income Growth
16%
16%
386%
-119%
-307%
-34%
Shares Outstanding (Diluted)
55.38
55.38
55.37
55.37
55.4
55.4
Shares Change (YoY)
0%
0%
0%
0%
0%
0%
EPS (Diluted)
9.76
9.76
8.45
1.73
-9.26
4.48
EPS Growth
16%
16%
386%
-119%
-307%
-34%
Free Cash Flow
1,028
1,028
990
416
317
460
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
--
--
--
--
--
--
Operating Margin
11.54%
11.54%
11.05%
2.65%
-17.92%
7.91%
Profit Margin
9.02%
9.02%
8.52%
2.07%
-14.05%
6.18%
Free Cash Flow Margin
17.15%
17.15%
18.08%
8.98%
8.7%
11.52%
EBITDA
742
742
636
167
-579
383
EBITDA Margin
12.38%
12.38%
11.61%
3.6%
-15.89%
9.59%
D&A For EBITDA
50
50
31
44
74
67
EBIT
692
692
605
123
-653
316
EBIT Margin
11.54%
11.54%
11.05%
2.65%
-17.92%
7.91%
Effective Tax Rate
18.4%
18.4%
18.46%
3.03%
23.58%
17.05%
Follow-Up Questions
What are Mercury General Corp's key financial statements?
According to the latest financial statement (Form-10K), Mercury General Corp has a total asset of $9,560, Net profit of $541
What are the key financial ratios for MCY?
Mercury General Corp's Current ratio is 1.33, has a Net margin is 9.02, sales per share of $108.18.
How is Mercury General Corp's revenue broken down by segment or geography?
Mercury General Corp largest revenue segment is Property and Casualty, at a revenue of 5,046,100,000 in the most earnings release.For geography, United States is the primary market for Mercury General Corp, at a revenue of 5,075,456,000.
Is Mercury General Corp profitable?
yes, according to the latest financial statements, Mercury General Corp has a net profit of $541
Does Mercury General Corp have any liabilities?
yes, Mercury General Corp has liability of 7,143
How many outstanding shares for Mercury General Corp?
Mercury General Corp has a total outstanding shares of 55.38