Ks Bancorp Inc (KSBI) Financial

KS Bancorp, Inc. is a bank holding company of KS Bank, Inc., which engages in the provision of financial products and services. The company is headquartered in Smithfield, North Carolina. The firm offers a range of personal and business banking products and services, mortgage products and trust services. The firm operates through its subsidiary, KS Bank, Inc. (the Bank), which conducts its operations through nine full-service branch offices in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks and Smithfield, North Carolina, as well as a loan production office in Dunn. KS Personal Services offers a complete suite of deposit and loan products that are tailored to specific needs, while KS Business Services includes deposit and loan products, payroll services (through Flex Pay), merchant card services, cash management and remote deposit. KS Mortgage Services offers mortgage products through a team of mortgage specialists. Its Trust Services Division offers a complete line of trust services, such as money management, individual retirement accounts (IRAs), trust administration and estate administration.