Investar Holding Corp. is a financial holding company, which engages in the provision of full banking services. The company is headquartered in Baton Rouge, Louisiana and currently employs 327 full-time employees. The company went IPO on 2014-07-01. The firm offers a range of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses as well as loans to individuals. Its business lending products include owner-occupied commercial real estate loans, construction loans and commercial and industrial loans, such as term loans, equipment financing and lines of credit, while its loans to individuals include first and second mortgage loans, installment loans, and lines of credit. The company offers a base of deposit products and services to individual and business clients, including savings, checking, and money market accounts, as well as a variety of certificates of deposit and individual retirement accounts. The company also offers debit cards, Internet banking, direct deposit of payroll and social security checks.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
09/30/2025
06/30/2025
03/31/2025
12/31/2024
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
27
7
7
5
7
7
Income Tax Expense
4
1
1
0
1
1
Net Income
21
5
5
4
6
6
Net Income Growth
5%
-17%
0%
0%
50%
100%
Shares Outstanding (Diluted)
11.62
11.62
11.52
9.95
9.96
10.06
Shares Change (YoY)
15%
15%
16%
1%
1%
3%
EPS (Diluted)
1.87
0.46
0.49
0.45
0.63
0.6
EPS Growth
-7%
-23%
-10%
10%
32%
67%
Free Cash Flow
16
3
6
2
4
0
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
2
0
0
0
0
0
EBIT
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EBIT Margin
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Effective Tax Rate
14.81%
14.28%
14.28%
0%
14.28%
14.28%
Follow-Up Questions
What are Investar Holding Corp's key financial statements?
According to the latest financial statement (Form-10K), Investar Holding Corp has a total asset of $0, Net loss of $0
What are the key financial ratios for ISTR?
Investar Holding Corp's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Investar Holding Corp's revenue broken down by segment or geography?
Investar Holding Corp largest revenue segment is Banking and Related Activities, at a revenue of 90,236,000 in the most earnings release.For geography, United States is the primary market for Investar Holding Corp, at a revenue of 90,236,000.
Is Investar Holding Corp profitable?
no, according to the latest financial statements, Investar Holding Corp has a net loss of $0
Does Investar Holding Corp have any liabilities?
no, Investar Holding Corp has liability of 0
How many outstanding shares for Investar Holding Corp?
Investar Holding Corp has a total outstanding shares of 0