Stock Earnings

Question 1

What are Horace Mann Educators Corp's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Horace Mann Educators Corp has a total asset of $14,487, Net profit of $102

Question 2

What are the key financial ratios for HMN?

Accepted Answer

Horace Mann Educators Corp's Current ratio is 1.09, has a Net margin is 6.42, sales per share of $38.24.

Question 3

How is Horace Mann Educators Corp's revenue broken down by segment or geography?

Accepted Answer

Horace Mann Educators Corp largest revenue segment is Property & Casualty, at a revenue of 683,500,000 in the most earnings release.For geography, United States is the primary market for Horace Mann Educators Corp, at a revenue of 1,491,900,000.

Question 4

Is Horace Mann Educators Corp profitable?

Accepted Answer

yes, according to the latest financial statements, Horace Mann Educators Corp has a net profit of $102

Question 5

Does Horace Mann Educators Corp have any liabilities?

Accepted Answer

yes, Horace Mann Educators Corp has liability of 13,200

Question 6

How many outstanding shares for Horace Mann Educators Corp?

Accepted Answer

Horace Mann Educators Corp has a total outstanding shares of 40.86

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	1,675	1,587	1,491	1,393	1,340	1,315
Revenue Growth (YoY)	6%	6%	7%	4%	2%	-8%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	1,436	1,432	1,408	1,370	1,141	1,125
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	203	128	53	-11	174	159
Income Tax Expense	39	25	8	-9	32	29
Net Income	164	102	45	-2	142	133
Net Income Growth	57.99%	127%	-2,350%	-101%	7%	-28%
Shares Outstanding (Diluted)	41.6	41.5	41.4	41.6	42.2	42
Shares Change (YoY)	0%	0%	0%	-1%	0%	0%
EPS (Diluted)	3.94	2.47	1.08	-0.06	3.38	3.17
EPS Growth	56.99%	128%	-1,912%	-102%	7%	-28%
Free Cash Flow	616	452	302	171	204	259
Free Cash Flow Per Share	14.8	10.89	7.29	4.11	4.83	6.16
Gross Margin	--	--	--	--	--	--
Operating Margin	14.2%	9.76%	5.49%	1.65%	14.85%	14.44%
Profit Margin	9.79%	6.42%	3.01%	-0.14%	10.59%	10.11%
Free Cash Flow Margin	36.77%	28.48%	20.25%	12.27%	15.22%	19.69%
EBITDA	265	181	108	50	217	213
EBITDA Margin	15.82%	11.4%	7.24%	3.58%	16.19%	16.19%
D&A For EBITDA	27	26	26	27	18	23
EBIT	238	155	82	23	199	190
EBIT Margin	14.2%	9.76%	5.49%	1.65%	14.85%	14.44%
Effective Tax Rate	19.21%	19.53%	15.09%	81.81%	18.39%	18.23%

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