GOVB Financials: Gouverneur Bancorp Inc AI Analysis

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Financials

GOVB Financial

Gouverneur Bancorp Inc

$19.75

As of today:Jul 01, 10:25:12 GMT-4

Overview Forecast Earnings Dividends Financials

Key Stats

Prev.Close

$19.75

Open

$19.75

Day's Range

$19.75 - $19.75

52 week range

$12.75 - $20

Volume

186

Avg.Volume

1.9K

Dividend yield

6.12%

EPS (TTM)

Market Cap

$20.9M

What is GOVB?

The company is headquartered in Gouverneur, New York and currently employs 37 full-time employees.

Features

Markets

News

Breakdown	TTM	03/31/2026	12/31/2025	09/30/2025	06/30/2025	03/31/2025
Revenue	13,922	3,469	3,312	3,499	3,642	3,463
Revenue Growth (YoY)	-1%	0%	-1%	-2%	-2%	-6%
Cost of Revenue	8,583	2,138	2,057	2,158	2,230	2,086
Gross Profit	5,339	1,331	1,255	1,341	1,412	1,377
Selling, General & Admin	3,898	994	948	958	998	989
Research & Development	--	--	--	--	--	--
Operating Expenses	4,267	1,081	1,041	1,053	1,092	1,079
Other Non Operating Income (Expenses)	24	3	6	4	11	11
Pretax Income	755	167	105	223	260	236
Income Tax Expense	188	44	31	45	68	66
Net Income	517	79	66	180	192	169
Net Income Growth	-26%	-53%	-57.99%	-6%	4%	7%
Shares Outstanding (Diluted)	255.9	255.9	256	257.3	258.3	259.6
Shares Change (YoY)	-1%	-1%	-1%	-2%	-3%	-3%
EPS (Diluted)	2.02	0.3	0.25	0.69	0.74	0.65
EPS Growth	-25%	-54%	-57.99%	-5%	7%	10%
Free Cash Flow	808	-96	274	387	243	-57
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	38.34%	38.36%	37.89%	38.32%	38.76%	39.76%
Operating Margin	7.7%	7.2%	6.46%	8.23%	8.78%	8.6%
Profit Margin	3.71%	2.27%	1.99%	5.14%	5.27%	4.88%
Free Cash Flow Margin	5.8%	-2.76%	8.27%	11.06%	6.67%	-1.64%
EBITDA	1,441	337	307	383	414	388
EBITDA Margin	10.35%	9.71%	9.26%	10.94%	11.36%	11.2%
D&A For EBITDA	369	87	93	95	94	90
EBIT	1,072	250	214	288	320	298
EBIT Margin	7.7%	7.2%	6.46%	8.23%	8.78%	8.6%
Effective Tax Rate	24.9%	26.34%	29.52%	20.17%	26.15%	27.96%

Breakdown

TTM

03/31/2026

12/31/2025

09/30/2025

06/30/2025

03/31/2025

Revenue

13,922

3,469

3,312

3,499

3,642

3,463

Revenue Growth (YoY)

-1%

-2%

-6%

Cost of Revenue

8,583

2,138

2,057

2,158

2,230

2,086

Gross Profit

5,339

1,331

1,255

1,341

1,412

1,377

Selling, General & Admin

3,898

994

948

958

998

989

Research & Development

Operating Expenses

4,267

1,081

1,041

1,053

1,092

1,079

Other Non Operating Income (Expenses)

Pretax Income

755

167

105

223

260

236

Income Tax Expense

188

Net Income

517

180

192

169

Net Income Growth

-26%

-53%

-57.99%

-6%

Shares Outstanding (Diluted)

255.9

256

257.3

258.3

259.6

Shares Change (YoY)

-1%

-2%

-3%

EPS (Diluted)

2.02

0.3

0.25

0.69

0.74

0.65

EPS Growth

-25%

-54%

-57.99%

-5%

10%

Free Cash Flow

808

-96

274

387

243

-57

Free Cash Flow Per Share

Gross Margin

38.34%

38.36%

37.89%

38.32%

38.76%

39.76%

Operating Margin

7.7%

7.2%

6.46%

8.23%

8.78%

8.6%

Profit Margin

3.71%

2.27%

1.99%

5.14%

5.27%

4.88%

Free Cash Flow Margin

5.8%

-2.76%

8.27%

11.06%

6.67%

-1.64%

EBITDA

1,441

337

307

383

414

388

EBITDA Margin

10.35%

9.71%

9.26%

10.94%

11.36%

11.2%

D&A For EBITDA

369

EBIT

1,072

250

214

288

320

298

EBIT Margin

7.7%

7.2%

6.46%

8.23%

8.78%

8.6%

Effective Tax Rate

24.9%

26.34%

29.52%

20.17%

26.15%

27.96%

Follow-Up Questions

What are Gouverneur Bancorp Inc's key financial statements?

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According to the latest financial statement (Form-10K), LKQ Corp has a total asset of $0, Net loss of $0

What are the key financial ratios for GOVB?

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LKQ Corp's Current ratio is 0, has a Net margin is 0, sales per share of $0.

How is Gouverneur Bancorp Inc's revenue broken down by segment or geography?

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Currently LKQ Corp data is not available.

Is Gouverneur Bancorp Inc profitable?

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no, according to the latest financial statements, LKQ Corp has a net loss of $0

Does Gouverneur Bancorp Inc have any liabilities?

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no, LKQ Corp has liability of 0

How many outstanding shares for Gouverneur Bancorp Inc?

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LKQ Corp has a total outstanding shares of 0

Gouverneur Bancorp Inc (GOVB) Financial

GOVB Stock Price Chart

Key Stats

Prev.Close

Open

Day's Range

52 week range

Volume

Avg.Volume

Dividend yield

EPS (TTM)

Market Cap

What is GOVB?

Gouverneur Bancorp Inc (GOVB) Financial

GOVB Stock Price Chart

Key Stats

Prev.Close

Open

Day's Range

52 week range

Volume

Avg.Volume

Dividend yield

EPS (TTM)

Market Cap

What is GOVB?

GOVB Income

Follow-Up Questions

What are Gouverneur Bancorp Inc's key financial statements?

What are the key financial ratios for GOVB?

How is Gouverneur Bancorp Inc's revenue broken down by segment or geography?

Is Gouverneur Bancorp Inc profitable?

Does Gouverneur Bancorp Inc have any liabilities?

How many outstanding shares for Gouverneur Bancorp Inc?