Figure Technology Solutions, Inc. is a blockchain-native capital marketplace, which engages in connecting origination, funding, and secondary market activity. The company is headquartered in Reno, Nevada. The company went IPO on 2025-09-11. The company operates and manages its business through FT Intermediate, Inc. (FTI) and Figure Markets Holdings, Inc. (Markets). The firm's proprietary technology enables next generation lending, trading and investing activities in areas, such as consumer credit and digital assets. Its application of the blockchain ledger allows it to serve its end-customers, improve speed and efficiency, and enhance standardization and liquidity. Its products include Figure HELOC, DSCR Loan, Cash-Out Refinance, Crypto-Backed Loan, Blog, Testimonials, and Repayment Assistance. The company utilizes blockchain technology to develop an exchange for digital assets and credit, with new product offerings including providing interest-bearing stablecoin deposits. Its Figure HELOCs offer investors a diversified and risk-adjusted return on the market.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2024
12/31/2023
Revenue
687
340
209
Revenue Growth (YoY)
--
63%
--
Cost of Revenue
--
--
--
Gross Profit
--
--
--
Selling, General & Admin
276
151
101
Research & Development
82
45
40
Operating Expenses
489
266
209
Other Non Operating Income (Expenses)
16
8
1
Pretax Income
114
22
-52
Income Tax Expense
-24
2
0
Net Income
135
17
-47
Net Income Growth
--
-136%
--
Shares Outstanding (Diluted)
129.92
208.51
208.51
Shares Change (YoY)
--
0%
--
EPS (Diluted)
1.04
0.08
-0.22
EPS Growth
--
-136%
--
Free Cash Flow
-156
-179
-46
Free Cash Flow Per Share
--
--
--
Gross Margin
--
--
--
Operating Margin
28.82%
21.76%
0%
Profit Margin
19.65%
5%
-22.48%
Free Cash Flow Margin
-22.7%
-52.64%
-22%
EBITDA
227
91
19
EBITDA Margin
33.04%
26.76%
9.09%
D&A For EBITDA
29
17
19
EBIT
198
74
0
EBIT Margin
28.82%
21.76%
0%
Effective Tax Rate
-21.05%
9.09%
0%
Follow-Up Questions
What are Figure Technology Solutions Inc's key financial statements?
According to the latest financial statement (Form-10K), Figure Technology Solutions Inc has a total asset of $1,159, Net profit of $17
What are the key financial ratios for FIGR?
Figure Technology Solutions Inc's Current ratio is 1.44, has a Net margin is 5, sales per share of $1.63.
How is Figure Technology Solutions Inc's revenue broken down by segment or geography?
Figure Technology Solutions Inc largest revenue segment is Banking and Related Activities, at a revenue of 68,488,000 in the most earnings release.For geography, United States is the primary market for Figure Technology Solutions Inc, at a revenue of 68,488,000.
Is Figure Technology Solutions Inc profitable?
yes, according to the latest financial statements, Figure Technology Solutions Inc has a net profit of $17
Does Figure Technology Solutions Inc have any liabilities?
yes, Figure Technology Solutions Inc has liability of 804
How many outstanding shares for Figure Technology Solutions Inc?
Figure Technology Solutions Inc has a total outstanding shares of 208.51