First Citizens BancShares, Inc. is a bank holding company, which provides retail and commercial banking services through its subsidiaries. The company is headquartered in Raleigh, North Carolina and currently employs 17,876 full-time employees. The Company’s General Bank segment delivers products and services to consumers and businesses through its network of branches and various digital channels. The company offers a full suite of deposit products, loans, cash management, private banking and wealth management, payment services, and treasury services. The Commercial Bank segment provides a range of lending, leasing, capital markets, asset management, and other financial and advisory services, primarily to small and middle market companies. The SVB Commercial segment offers products and services to commercial clients and investors across stages, sectors and regions in the innovation ecosystem, as well as private equity and venture capital firms. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers throughout North America.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
03/31/2026
12/31/2025
09/30/2025
06/30/2025
03/31/2025
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
3,025
705
811
751
758
651
Income Tax Expense
768
171
231
183
183
168
Net Income
2,189
508
566
554
561
468
Net Income Growth
-11%
9%
-17%
-11%
-19%
-35%
Shares Outstanding (Diluted)
11.92
11.92
12.35
12.84
13.23
13.57
Shares Change (YoY)
-12%
-12%
-12%
-8%
-9%
-7%
EPS (Diluted)
183.56
42.59
45.8
43.11
42.38
34.47
EPS Growth
1%
24%
-6%
-3%
-11%
-30%
Free Cash Flow
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477
541
518
-175
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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EBIT
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EBIT Margin
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Effective Tax Rate
25.38%
24.25%
28.48%
24.36%
24.14%
25.8%
Follow-Up Questions
What are First Citizens BancShares Inc (Delaware)'s key financial statements?
According to the latest financial statement (Form-10K), First Citizens BancShares Inc (Delaware) has a total asset of $0, Net loss of $0
What are the key financial ratios for FCNCA?
First Citizens BancShares Inc (Delaware)'s Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is First Citizens BancShares Inc (Delaware)'s revenue broken down by segment or geography?
First Citizens BancShares Inc (Delaware) largest revenue segment is Commercial Bank, at a revenue of 4,330,000,000 in the most earnings release.For geography, United States is the primary market for First Citizens BancShares Inc (Delaware), at a revenue of 9,541,000,000.
Is First Citizens BancShares Inc (Delaware) profitable?
no, according to the latest financial statements, First Citizens BancShares Inc (Delaware) has a net loss of $0
Does First Citizens BancShares Inc (Delaware) have any liabilities?
no, First Citizens BancShares Inc (Delaware) has liability of 0
How many outstanding shares for First Citizens BancShares Inc (Delaware)?
First Citizens BancShares Inc (Delaware) has a total outstanding shares of 0