Stock Earnings

Question 1

What are Enova International Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Enova International Inc has a total asset of $5,266, Net profit of $209

Question 2

What are the key financial ratios for ENVA?

Accepted Answer

Enova International Inc's Current ratio is 1.29, has a Net margin is 13.66, sales per share of $54.21.

Question 3

How is Enova International Inc's revenue broken down by segment or geography?

Accepted Answer

Enova International Inc largest revenue segment is Consumer Loans and Finance Receivables, at a revenue of 1,576,821,000 in the most earnings release.For geography, United States is the primary market for Enova International Inc, at a revenue of 2,604,460,000.

Question 4

Is Enova International Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Enova International Inc has a net profit of $209

Question 5

Does Enova International Inc have any liabilities?

Accepted Answer

yes, Enova International Inc has liability of 4,069

Question 6

How many outstanding shares for Enova International Inc?

Accepted Answer

Enova International Inc has a total outstanding shares of 25.8

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	1,741	1,529	1,229	1,117	1,024	684
Revenue Growth (YoY)	21%	24%	10%	9%	50%	-42%
Cost of Revenue	--	--	--	--	0	0
Gross Profit	--	--	--	--	1,024	684
Selling, General & Admin	990	904	769	696	575	306
Research & Development	--	--	--	--	--	--
Operating Expenses	1,033	944	807	733	611	326
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	379	271	227	272	337	435
Income Tax Expense	86	61	52	65	80	57
Net Income	293	209	175	207	256	377
Net Income Growth	63%	19%	-15%	-19%	-32%	947%
Shares Outstanding (Diluted)	26.47	28.2	31.92	33.5	37.7	32.3
Shares Change (YoY)	-4%	-12%	-5%	-11%	17%	-6%
EPS (Diluted)	11.07	7.42	5.48	6.19	6.79	11.71
EPS Growth	70%	35%	-11%	-9%	-42%	1,005%
Free Cash Flow	1,705	1,495	1,121	850	442	711
Free Cash Flow Per Share	64.4	53.01	35.11	25.37	11.72	22.01
Gross Margin	--	--	--	--	100%	100%
Operating Margin	40.6%	38.19%	34.33%	34.37%	40.33%	52.19%
Profit Margin	16.82%	13.66%	14.23%	18.53%	25%	55.11%
Free Cash Flow Margin	97.93%	97.77%	91.21%	76.09%	43.16%	103.94%
EBITDA	749	624	460	420	448	376
EBITDA Margin	43.02%	40.81%	37.42%	37.6%	43.75%	54.97%
D&A For EBITDA	42	40	38	36	35	19
EBIT	707	584	422	384	413	357
EBIT Margin	40.6%	38.19%	34.33%	34.37%	40.33%	52.19%
Effective Tax Rate	22.69%	22.5%	22.9%	23.89%	23.73%	13.1%

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