Stock Earnings

Question 1

What are Cass Information Systems Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Cass Information Systems Inc has a total asset of $2,395, Net profit of $19

Question 2

What are the key financial ratios for CASS?

Accepted Answer

Cass Information Systems Inc's Current ratio is 1.1, has a Net margin is 8.67, sales per share of $15.89.

Question 3

How is Cass Information Systems Inc's revenue broken down by segment or geography?

Accepted Answer

Cass Information Systems Inc largest revenue segment is Information Services, at a revenue of 166,557,000 in the most earnings release.For geography, United States is the primary market for Cass Information Systems Inc, at a revenue of 198,742,000.

Question 4

Is Cass Information Systems Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Cass Information Systems Inc has a net profit of $19

Question 5

Does Cass Information Systems Inc have any liabilities?

Accepted Answer

yes, Cass Information Systems Inc has liability of 2,166

Question 6

How many outstanding shares for Cass Information Systems Inc?

Accepted Answer

Cass Information Systems Inc has a total outstanding shares of 13.5

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	209	219	213	187	155	148
Revenue Growth (YoY)	-5%	3%	14%	21%	5%	-9%
Cost of Revenue	17	20	16	3	1	2
Gross Profit	192	199	196	183	154	145
Selling, General & Admin	126	174	159	138	119	113
Research & Development	--	--	--	--	--	--
Operating Expenses	157	175	159	140	120	115
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	34	24	37	42	33	30
Income Tax Expense	7	5	7	8	5	5
Net Income	31	19	30	34	28	25
Net Income Growth	41%	-37%	-12%	21%	12%	-17%
Shares Outstanding (Diluted)	13.39	13.77	13.81	13.8	14.3	14.6
Shares Change (YoY)	-3%	0%	0%	-4%	-2%	-1%
EPS (Diluted)	2.35	1.39	2.17	2.53	2	1.73
EPS Growth	41%	-36%	-14%	27%	16%	-16%
Free Cash Flow	44	29	22	45	30	45
Free Cash Flow Per Share	3.28	2.1	1.59	3.26	2.09	3.08
Gross Margin	91.86%	90.86%	92.01%	97.86%	99.35%	97.97%
Operating Margin	16.26%	10.95%	17.37%	22.45%	21.29%	20.27%
Profit Margin	14.83%	8.67%	14.08%	18.18%	18.06%	16.89%
Free Cash Flow Margin	21.05%	13.24%	10.32%	24.06%	19.35%	30.4%
EBITDA	41	29	41	46	38	41
EBITDA Margin	19.61%	13.24%	19.24%	24.59%	24.51%	27.7%
D&A For EBITDA	7	5	4	4	5	11
EBIT	34	24	37	42	33	30
EBIT Margin	16.26%	10.95%	17.37%	22.45%	21.29%	20.27%
Effective Tax Rate	20.58%	20.83%	18.91%	19.04%	15.15%	16.66%

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