BV Financial, Inc. operates as a bank holding company, which engages in the provision of banking services. The company is headquartered in Baltimore, Maryland and currently employs 108 full-time employees. The company went IPO on 2005-01-14. The Bank is headquartered in Baltimore, Maryland with thirteen branches in the Baltimore metropolitan area and the eastern shore of Maryland. The Bank is a full-service community-oriented financial institution dedicated to serving the financial service needs of consumers and businesses. The Bank is engaged primarily in the business of attracting deposits from the public and using such funds to originate one-to-four-family real estate, construction, multifamily, commercial real estate, farm, marine loans, commercial and consumer loans. The Bank’s personal and business banking services include checking and money market accounts, certificates of deposit, savings, online banking, personal and business credit cards, and other services. The Bank’s lending services include personal and commercial lending, which offers real estate, lines of credit, home equity, construction, auto, boat, lot, and other loan services.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
09/30/2023
06/30/2023
03/31/2023
06/30/2016
12/31/2015
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
14
5
5
4
--
0
Income Tax Expense
3
1
1
1
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0
Net Income
10
3
3
3
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0
Net Income Growth
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Shares Outstanding (Diluted)
10.6
10.6
7.45
7.45
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2.96
Shares Change (YoY)
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4%
EPS (Diluted)
1
0.35
0.52
0.42
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0.08
EPS Growth
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-11%
Free Cash Flow
11
-49
57
3
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Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
0
0
0
0
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EBIT
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EBIT Margin
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Effective Tax Rate
21.42%
20%
20%
25%
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0%
Follow-Up Questions
What are BV Financial Inc's key financial statements?
According to the latest financial statement (Form-10K), BV Financial Inc has a total asset of $0, Net loss of $0
What are the key financial ratios for BVFL?
BV Financial Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is BV Financial Inc's revenue broken down by segment or geography?
BV Financial Inc largest revenue segment is Banking and Related Activities, at a revenue of 37,701,000 in the most earnings release.For geography, United States is the primary market for BV Financial Inc, at a revenue of 37,701,000.
Is BV Financial Inc profitable?
no, according to the latest financial statements, BV Financial Inc has a net loss of $0
Does BV Financial Inc have any liabilities?
no, BV Financial Inc has liability of 0
How many outstanding shares for BV Financial Inc?
BV Financial Inc has a total outstanding shares of 0