Stock Earnings

Question 1

What are Bank of the James's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Bank of the James has a total asset of $979, Net profit of $7

Question 2

What are the key financial ratios for BOTJ?

Accepted Answer

Bank of the James's Current ratio is 1.07, has a Net margin is 0, sales per share of $0.

Question 3

How is Bank of the James's revenue broken down by segment or geography?

Accepted Answer

Bank of the James largest revenue segment is Community Banking, at a revenue of 35,992,000 in the most earnings release.For geography, United States is the primary market for Bank of the James, at a revenue of 44,373,000.

Question 4

Is Bank of the James profitable?

Accepted Answer

yes, according to the latest financial statements, Bank of the James has a net profit of $7

Question 5

Does Bank of the James have any liabilities?

Accepted Answer

yes, Bank of the James has liability of 914

Question 6

How many outstanding shares for Bank of the James?

Accepted Answer

Bank of the James has a total outstanding shares of 4.54

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	8	9	10	11	9	6
Income Tax Expense	1	1	1	2	1	1
Net Income	7	7	8	8	7	4
Net Income Growth	-13%	-13%	0%	14%	75%	-20%
Shares Outstanding (Diluted)	4.54	4.54	4.56	4.7	4.75	4.78
Shares Change (YoY)	0%	0%	-3%	-1%	-1%	-1%
EPS (Diluted)	1.59	1.75	1.91	1.91	1.6	1.04
EPS Growth	-15%	-8%	0%	19%	54%	-10%
Free Cash Flow	8	5	7	7	2	3
Free Cash Flow Per Share	1.76	1.1	1.53	1.48	0.42	0.62
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	1	1	1	2	2	2
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	12.5%	11.11%	10%	18.18%	11.11%	16.66%

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