American Integrity Insurance Group, Inc. is an insurance company, which engages in the provision of personal residential property insurance for single-family homeowners and condominium owners as well as coverage for vacant dwellings and investment properties. The company is headquartered in Tampa, Florida and currently employs 294 full-time employees. The company went IPO on 2025-05-08. The Company, through its subsidiary American Integrity Insurance Company of Florida, Inc. (AIICFL), provides personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. Its subsidiaries include American Integrity MGA, LLC, operates as a managing general agency to produce, underwrite, negotiate, bind and administer policies. American Integrity Claims Services, LLC, manages all non-catastrophe claims for AIICFL and, on an as-needed basis, contracts with third-party claims services providers to manage and oversee catastrophe claims. Pinnacle Analytics, LLC, operates ongoing reinsurance-related analytical and modeling work for the benefit of AIICFL. Pinnacle Insurance Consultants, LLC, acts as the agent of the record of policies that are assumed by citizens and are not already affiliated with an independent insurance agent.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
Revenue
276
276
204
201
Revenue Growth (YoY)
--
35%
1%
--
Cost of Revenue
--
--
--
--
Gross Profit
--
--
--
--
Selling, General & Admin
37
37
30
34
Research & Development
--
--
--
--
Operating Expenses
157
157
153
156
Other Non Operating Income (Expenses)
--
--
--
--
Pretax Income
115
115
51
44
Income Tax Expense
15
15
11
6
Net Income
97
97
38
36
Net Income Growth
--
155%
6%
--
Shares Outstanding (Diluted)
19.6
17.23
19.58
19.58
Shares Change (YoY)
--
-12%
0%
--
EPS (Diluted)
4.97
5.65
1.94
1.84
EPS Growth
--
191%
5%
--
Free Cash Flow
106
133
147
63
Free Cash Flow Per Share
--
--
--
--
Gross Margin
--
--
--
--
Operating Margin
43.11%
43.11%
25%
21.89%
Profit Margin
35.14%
35.14%
18.62%
17.91%
Free Cash Flow Margin
38.4%
48.18%
72.05%
31.34%
EBITDA
119
121
53
45
EBITDA Margin
43.11%
43.84%
25.98%
22.38%
D&A For EBITDA
0
2
2
1
EBIT
119
119
51
44
EBIT Margin
43.11%
43.11%
25%
21.89%
Effective Tax Rate
13.04%
13.04%
21.56%
13.63%
Follow-Up Questions
What are American Integrity Insurance Group Inc's key financial statements?
According to the latest financial statement (Form-10K), American Integrity Insurance Group Inc has a total asset of $1,225, Net profit of $97
What are the key financial ratios for AII?
American Integrity Insurance Group Inc's Current ratio is 1.37, has a Net margin is 35.14, sales per share of $16.01.
How is American Integrity Insurance Group Inc's revenue broken down by segment or geography?
American Integrity Insurance Group Inc largest revenue segment is Property and Casualty Insurance, at a revenue of 204,354,000 in the most earnings release.For geography, United States is the primary market for American Integrity Insurance Group Inc, at a revenue of 204,354,000.
Is American Integrity Insurance Group Inc profitable?
yes, according to the latest financial statements, American Integrity Insurance Group Inc has a net profit of $97
Does American Integrity Insurance Group Inc have any liabilities?
yes, American Integrity Insurance Group Inc has liability of 888
How many outstanding shares for American Integrity Insurance Group Inc?
American Integrity Insurance Group Inc has a total outstanding shares of 19.57