American Coastal Insurance Corp. engages in the residential personal and commercial property and casualty insurance business. The company is headquartered in Saint Petersburg, Florida and currently employs 65 full-time employees. The company went IPO on 2007-10-05. The firm is focused on underwriting commercial residential property insurance. Its other subsidiaries include United Insurance Management, L.C. (UIM), a managing general agent; Skyway Claims Services, LLC (SCS), which provides claims adjusting services to its insurance companies; AmCo Holding Company, LLC (AmCo) which is a holding company subsidiary that consolidates its respective insurance company; BlueLine Cayman Holdings (BlueLine), which reinsures portfolios of excess and surplus policies; Shoreline Re, which provides a portion of the reinsurance protection purchased by its insurance subsidiaries when prudent; Skyway Reinsurance Services, LLC, which provides reinsurance brokerage services for its insurance companies, and Skyway Legal Services, LLC (SLS), which provides claims litigation services to its insurance companies.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
06/30/2026
03/31/2026
12/31/2025
09/30/2025
06/30/2025
Revenue
330
82
71
86
90
86
Revenue Growth (YoY)
3%
-5%
-1%
9%
10%
26%
Cost of Revenue
--
--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
44
10
10
11
11
7
Research & Development
--
--
--
--
--
--
Operating Expenses
187
51
43
47
45
46
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
133
28
25
36
42
37
Income Tax Expense
32
6
6
10
9
9
Net Income
100
21
19
26
32
26
Net Income Growth
25%
-19%
-10%
550%
14%
37%
Shares Outstanding (Diluted)
49.3
49.3
49.8
49.99
49.91
49.63
Shares Change (YoY)
-1%
-1%
0%
1%
1%
0%
EPS (Diluted)
2.01
0.44
0.38
0.53
0.65
0.53
EPS Growth
23%
-16%
-10%
350%
16%
37%
Free Cash Flow
-31
58
-5
-47
-35
127
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
--
--
--
--
--
--
Operating Margin
43.33%
36.58%
39.43%
45.34%
50%
46.51%
Profit Margin
30.3%
25.6%
26.76%
30.23%
35.55%
30.23%
Free Cash Flow Margin
-9.39%
70.73%
-7.04%
-54.65%
-38.88%
147.67%
EBITDA
147
30
28
40
46
41
EBITDA Margin
44.54%
36.58%
39.43%
46.51%
51.11%
47.67%
D&A For EBITDA
4
0
0
1
1
1
EBIT
143
30
28
39
45
40
EBIT Margin
43.33%
36.58%
39.43%
45.34%
50%
46.51%
Effective Tax Rate
24.06%
21.42%
24%
27.77%
21.42%
24.32%
Follow-Up Questions
What are American Coastal Insurance Corp's key financial statements?
According to the latest financial statement (Form-10K), American Coastal Insurance Corp has a total asset of $0, Net loss of $0
What are the key financial ratios for ACIC?
American Coastal Insurance Corp's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is American Coastal Insurance Corp's revenue broken down by segment or geography?
American Coastal Insurance Corp largest revenue segment is Commercial Property and Casualty Insurance, at a revenue of 330,440,000 in the most earnings release.For geography, United States is the primary market for American Coastal Insurance Corp, at a revenue of 330,440,000.
Is American Coastal Insurance Corp profitable?
no, according to the latest financial statements, American Coastal Insurance Corp has a net loss of $0
Does American Coastal Insurance Corp have any liabilities?
no, American Coastal Insurance Corp has liability of 0
How many outstanding shares for American Coastal Insurance Corp?
American Coastal Insurance Corp has a total outstanding shares of 0