source:[1] The Weekly Closeout: Consumers lean on BNPL and Walmart gets excited about Anthropologie - Retail Dive (https://www.retaildive.com/news/weekly-closeo ...)[2] Embedded Finance Becomes a Revenue Engine for B2B and SaaS Platforms as 2025 Payments News Accelerates - ts2.tech (https://ts2.tech/en/embedded-finance-becomes- ...)[3] Core retail sales fall 0.4% in November; show strong year over year growth - Chain Store Age (https://chainstoreage.com/core-retail-sales-f ...)