Ripple CEO Brad Garlinghouse said on April 15, 2026, that the Digital Asset Market Clarity Act is nearing completion, a legislative move that could finally provide a clear rulebook for the $2 trillion digital asset market in the United States.
"We're there," Garlinghouse said in a statement regarding the act's progress, highlighting the industry's long-standing call for regulatory guidance from Washington.
The Digital Asset Market Clarity Act is designed to provide a clear framework for digital assets, specifically addressing when a token is classified as a security or a commodity. The bill's potential passage is being closely watched by companies like Ripple, which has been entangled in a long-running legal battle with the U.S. Securities and Exchange Commission (SEC) over the classification of its XRP token.
At stake is the future of crypto innovation in the US. A clear regulatory environment could reduce the legal risks that have driven many crypto firms offshore and encourage wider institutional investment, potentially unlocking billions in capital. The act's progress stands in contrast to the regulation-by-enforcement approach that has characterized the US crypto landscape, differing from more comprehensive frameworks like Europe's Markets in Crypto-Assets (MiCA) regulation. The final text and potential passage of the act will be a pivotal moment for the industry's future in the country.
This article is for informational purposes only and does not constitute investment advice.
