Stock Earnings

Question 1

What are NMI Holdings Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), NMI Holdings Inc has a total asset of $3,349, Net profit of $360

Question 2

What are the key financial ratios for NMIH?

Accepted Answer

NMI Holdings Inc's Current ratio is 2.95, has a Net margin is 55.38, sales per share of $7.99.

Question 3

How is NMI Holdings Inc's revenue broken down by segment or geography?

Accepted Answer

NMI Holdings Inc largest revenue segment is Insurance and Related Activities, at a revenue of 650,971,000 in the most earnings release.For geography, United States is the primary market for NMI Holdings Inc, at a revenue of 650,971,000.

Question 4

Is NMI Holdings Inc profitable?

Accepted Answer

yes, according to the latest financial statements, NMI Holdings Inc has a net profit of $360

Question 5

Does NMI Holdings Inc have any liabilities?

Accepted Answer

yes, NMI Holdings Inc has liability of 1,132

Question 6

How many outstanding shares for NMI Holdings Inc?

Accepted Answer

NMI Holdings Inc has a total outstanding shares of 78.6

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	692	650	579	523	485	433
Revenue Growth (YoY)	9%	12%	11%	8%	12%	15%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	174	150	134	115	157	193
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	489	463	412	377	296	218
Income Tax Expense	108	103	90	84	65	46
Net Income	380	360	322	292	231	171
Net Income Growth	6%	12%	10%	26%	35%	-1%
Shares Outstanding (Diluted)	78.83	81.27	83.85	86	86.9	79.3
Shares Change (YoY)	-3%	-3%	-3%	-1%	10%	14%
EPS (Diluted)	4.83	4.43	3.84	3.41	2.66	2.16
EPS Growth	10%	15%	13%	28%	23%	-13%
Free Cash Flow	386	386	333	302	313	240
Free Cash Flow Per Share	4.89	4.74	3.97	3.51	3.6	3.02
Gross Margin	--	--	--	--	--	--
Operating Margin	74.71%	76.92%	76.68%	78.01%	67.62%	55.19%
Profit Margin	54.91%	55.38%	55.61%	55.83%	47.62%	39.49%
Free Cash Flow Margin	55.78%	59.38%	57.51%	57.74%	64.53%	55.42%
EBITDA	528	511	455	419	339	248
EBITDA Margin	76.3%	78.61%	78.58%	80.11%	69.89%	57.27%
D&A For EBITDA	11	11	11	11	11	9
EBIT	517	500	444	408	328	239
EBIT Margin	74.71%	76.92%	76.68%	78.01%	67.62%	55.19%
Effective Tax Rate	22.08%	22.24%	21.84%	22.28%	21.95%	21.1%

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