Key Takeaways:
Crypto exchanges are racing to embed AI agents directly into their trading platforms, turning natural-language prompts into portfolio strategies.
Kraken on July 10 unveiled a redesigned mobile app that uses an AI "financial intelligence" system to recommend trades and tailor portfolios around user goals, such as buying a home or saving for retirement.
"There's an opportunity for everyday people to become high-frequency traders and do so using plain English," Kamo Asatryan, chief data officer at Kraken, told CNBC.
The system monitors markets continuously and generates portfolio suggestions based on a user's risk tolerance, funding preferences and financial profile. Every recommendation requires manual approval before execution, the company said. On the same day, Revolut launched an upgrade to its Revolut X exchange that lets customers connect AI assistants — including Claude, Gemini, Cursor and OpenClaw — to analyze markets, backtest strategies and place orders through natural-language prompts, with the same user-approval requirement.
The moves mark an acceleration of AI agent integration across crypto's largest platforms, a shift that could expand the user base beyond experienced traders while raising questions about regulatory oversight of algorithm-driven financial recommendations.
Three exchanges, three approaches to AI agents
In June, OKX launched a beta marketplace where AI agents can transact autonomously, complete on-chain tasks and build blockchain-based reputations. Coinbase in the same month introduced a tool letting AI agents make payments and trade crypto using its x402 payments protocol on Base, its Ethereum layer-2 network. Chainalysis reported last month that agentic payment activity on Base had surpassed 100 million transactions, with higher-value transfers becoming more common — a sign the technology is moving beyond micropayments.
The infrastructure to support agent-to-agent commerce is also taking shape. A 27-firm consortium including OKX, MetaMask, Matter Labs and Genlayer formed the "Internet Court" to handle dispute resolution between AI agents, addressing a gap in the agentic economy where machine-speed transactions outpace human adjudication. The protocol uses GenLayer's AI-based payments and escrow system, with MetaMask's Smart Accounts Kit providing the delegation layer.
This article is for informational purposes only and does not constitute investment advice.
