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Key Stats
Trading Volume (24hr)
$1.4B
Circulating Supply
61.2B
Market Cap
$87.1B
Total Supply
99.9B
Holders
--
Max Supply
100.0B
FDV
$142.3B
Funding Rate
0.009907%
Date of Creation
--
What is XRP (XRP)?
Ripple is the catchall name for the cryptocurrency platform, the transactional protocol for which is actually XRP, in the same fashion as Ethereum is the name for the platform that facilitates trades in Ether. Like other cryptocurrencies, Ripple is built atop the idea of a distributed ledger network which requires various parties to participate in validating transactions, rather than any singular centralized authority. That facilitates transactions all over the world, and transfer fees are far cheaper than the likes of bitcoin. Unlike other cryptocurrencies, XRP transfers are effectively immediate, requiring no typical confirmation time.
Ripple was originally founded by a single company, Ripple Labs, and continues to be backed by it, rather than the larger network of developers that continue bitcoin’s development. It also doesn’t have a fluctuating amount of its currency in existence. Where bitcoin has a continually growing pool with an eventual maximum, and Ethereum theoretically has no limit, Ripple was created with all of its 100 billion XRP tokens right out of the gate. That number is maintained with no mining and most of the tokens are owned and held by Ripple Labs itself — around 60 billion at the latest count.
Even at the recently reduced value of around half a dollar per XRP, that means Ripple Labs is currently sitting on around $20 billion worth of the cryptocurrency (note: Ripple’s price crashed hard recently, and may be worth far less than $60 billion by time you read this). It holds 55 billion XRP in an escrow account, which allows it to sell up to a billion per month if it so chooses in order to fund new projects and acquisitions. Selling such an amount would likely have a drastic effect on the cryptocurrency’s value, and isn’t something Ripple Labs plans to do anytime soon.
In actuality, Ripple Labs is looking to leverage the technology behind XRP to allow for faster banking transactions around the world. While Bitcoin and other cryptocurrencies are built on the idea of separating financial transactions from the financial organizations of traditional currencies, Ripple is almost the opposite in every sense.
XRP by Ripple price can be found on this page alongside the market capitalization and additional stats.
Core Team
Investors
Breaking News
Today Mar 15 2026
14:03
Crypto developer Bird interprets Ripple CEO Brad Garlinghouse’s 'happy in 5 years' comment as bullish but not indicative of stagnation—highlighting near-term catalysts including Russell 2000 strength, declining Bitcoin dominance, bear market exhaustion, and the U.S. Clarity Act. He expects XRP to surpass $100 within five years, with meaningful price movement likely in weeks or months, not years.
13:19
ChatGPT analyzed Ali Martinez’s $48 XRP price prediction—based on a multi-year symmetrical triangle—and concluded it’s a highly improbable “multi-cycle moonshot.” Realistic targets range from $3–$5 (conservative), $8–$12 (moderate bull case), to $15–$25 (low-probability extreme case), requiring massive crypto market expansion and dominant narrative-driven capital inflows.
13:03
Crypto commentator X Finance Bull highlights ongoing experiments linking Mastercard, Ripple, Gemini, and WebBank via RLUSD on the XRP Ledger—testing blockchain-based settlement for credit card transactions. He stresses this signals early-stage integration of blockchain into core financial infrastructure, not just crypto markets, with implications for efficiency, cost, and scalability.
12:49
XRP experienced a notable surge on the Ledger, with 2.5 million tokens added—potentially signaling the resumption of its bullish trend.
12:19
XRP Ledger is advancing toward bank-grade confidentiality, with top contributor Vet detailing how zero-knowledge proofs and a new token standard will enable strong user privacy while maintaining regulatory auditability.
12:02
Financial analyst Levi Rietveld argues that BlackRock’s $14 trillion asset management scale and aggressive blockchain infrastructure plans—especially real-world asset tokenization—could trigger massive institutional capital flows into XRP Ledger, positioning XRPL as a leading platform for tokenized finance amid a broader market transformation.
11:16
XRP has risen for four consecutive days, approaching the upper limit of its recent trading range, even as trading volume drops 58% amid growing demand.
11:03
Crypto researcher SMQKE cites an academic paper showing XRP is structurally embedded in Ripple’s payment infrastructure, arguing Ripple cannot abandon it. The paper describes XRP as a core medium for cross-border payments, a 'neutral bridge' between currencies, and essential to RippleNet’s operation—supported by institutional adoption and community consensus.
10:17
The European Central Bank will begin accepting DLT-issued tokenized securities as collateral from March 30, integrating blockchain into core monetary operations. Axiology’s settlement platform—built on open-source XRP Ledger (XRPL) technology—is playing a key role in Europe’s regulated tokenized infrastructure. Though the public XRPL and XRP are not used directly, XRPL’s architecture underpins critical financial innovation, including a 63% share of the tokenized U.S. Treasury market. This marks a major step toward institutional adoption of tokenized assets.
10:03
Crypto commentator Time Traveler warns that while banks may soon offer extraordinary premiums—potentially up to $10,000 per XRP—for immediate purchases, accepting such offers could yield short-term riches but sacrifice long-term wealth. He urges holders to retain control via cold wallets and prioritize strategic, patient holding over impulsive sales, emphasizing that true wealth stems from sustained value growth—not just quick gains.
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