On-chain data reveals XRP 'millionaire' addresses (holding ≥1M XRP, ~$1.87M) are rising for the first time since September—up 42 wallets since January—after a Q4 exodus of 784 such wallets. Meanwhile, Dogecoin saw a 94.6% drop in whale transaction activity, signaling shifting institutional focus amid broader market uncertainty. XRP trades at $1.87, down 22% from its January high.