Stock Earnings

Question 1

What are South Plains Financial Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), South Plains Financial Inc has a total asset of $4,232, Net profit of $49

Question 2

What are the key financial ratios for SPFI?

Accepted Answer

South Plains Financial Inc's Current ratio is 1.11, has a Net margin is 0, sales per share of $0.

Question 3

How is South Plains Financial Inc's revenue broken down by segment or geography?

Accepted Answer

South Plains Financial Inc largest revenue segment is Banking and Related Activities, at a revenue of 195,170,000 in the most earnings release.For geography, United States is the primary market for South Plains Financial Inc, at a revenue of 195,170,000.

Question 4

Is South Plains Financial Inc profitable?

Accepted Answer

yes, according to the latest financial statements, South Plains Financial Inc has a net profit of $49

Question 5

Does South Plains Financial Inc have any liabilities?

Accepted Answer

yes, South Plains Financial Inc has liability of 3,793

Question 6

How many outstanding shares for South Plains Financial Inc?

Accepted Answer

South Plains Financial Inc has a total outstanding shares of 16.45

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	75	63	79	73	73	56
Income Tax Expense	15	13	16	14	14	11
Net Income	59	49	62	58	58	45
Net Income Growth	37%	-21%	7%	0%	28.99%	55%
Shares Outstanding (Diluted)	16.99	17.03	17.33	18	18.5	18.3
Shares Change (YoY)	0%	-2%	-4%	-3%	1%	8%
EPS (Diluted)	3.5	2.91	3.61	3.23	3.17	2.47
EPS Growth	37%	-19%	12%	2%	28%	44%
Free Cash Flow	63	56	53	119	93	2
Free Cash Flow Per Share	3.7	3.28	3.05	6.61	5.02	0.1
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	5	6	6	7	6	6
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	20%	20.63%	20.25%	19.17%	19.17%	19.64%

South Plains Financial Inc (SPFI) Price

SPFI Stock Price Chart

SPFI Income

Follow-Up Questions