Home Loan Financial Corp. is a unitary thrift holding company, which engages in providing financial services through its subsidiary The Home Loan Savings Bank. The company is headquartered in Coshocton, Ohio. The company operates through its subsidiaries, Home Loan Savings Bank (Bank) and Home Loan Financial Services, Inc., which provides insurance and investment services. The Bank conducts business from its main office in Coshocton, Ohio and full-service branch offices in Coshocton, Mount Vernon and West Lafayette, Ohio. Its primary deposit products are checking, savings and term certificate accounts, and its primary lending products are residential mortgage, nonresidential mortgage, residential construction and land, commercial and consumer loans. The Bank also originates a limited number of loans for the construction of one- to four-family residences and permanent mortgage loans secured by multifamily and nonresidential real estate in its primary market area. The company also originates commercial loans and various types of consumer credit, including home improvement loans, education loans, and loans secured by savings accounts.