Your career is your biggest asset, not your portfolio
A bachelor's degree earns a median $2.8 million over a career. For most people under 40, future income dwarfs their savings — which changes what you should actually focus on, protect, and invest in.—
The 50/30/20 rule: does it still work?
The 50/30/20 rule — 50% needs, 30% wants, 20% savings — is the simplest budget going. But in high-cost cities the 'needs' half is often impossible. Here's when it works, when it breaks, and how to adapt it.—
Does money buy happiness? What the research actually says
Yes — but with a catch. The famous $75,000 plateau was revised in 2023: for most people happiness keeps rising with income. What matters more past a point is how you spend it. Here's the research, and what to do with it.—
