Stock Earnings

Question 1

What are First BanCorp's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), First BanCorp has a total asset of $19,292, Net profit of $298

Question 2

What are the key financial ratios for FBP?

Accepted Answer

First BanCorp's Current ratio is 1.09, has a Net margin is 0, sales per share of $0.

Question 3

How is First BanCorp's revenue broken down by segment or geography?

Accepted Answer

First BanCorp largest revenue segment is Consumer (Retail) Banking, at a revenue of 647,059,000 in the most earnings release.For geography, Puerto Rico is the primary market for First BanCorp, at a revenue of 1,036,757,000.

Question 4

Is First BanCorp profitable?

Accepted Answer

yes, according to the latest financial statements, First BanCorp has a net profit of $298

Question 5

Does First BanCorp have any liabilities?

Accepted Answer

yes, First BanCorp has liability of 17,623

Question 6

How many outstanding shares for First BanCorp?

Accepted Answer

First BanCorp has a total outstanding shares of 163.86

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	405	391	397	447	427	116
Income Tax Expense	88	92	94	142	146	14
Net Income	333	298	302	305	277	99
Net Income Growth	10%	-1%	-1%	10%	180%	-40%
Shares Outstanding (Diluted)	160.08	165.26	177.18	191.96	211.3	217.7
Shares Change (YoY)	-2%	-7%	-8%	-9%	-3%	0%
EPS (Diluted)	2.08	1.8	1.7	1.58	1.31	0.46
EPS Growth	13%	6%	8%	21%	185%	-39%
Free Cash Flow	429	394	340	420	386	281
Free Cash Flow Per Share	2.67	2.38	1.91	2.18	1.82	1.29
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	22	24	28	31	36	26
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	21.72%	23.52%	23.67%	31.76%	34.19%	12.06%

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