SFSB, Inc. engages in the provision of banking products and services. The company is headquartered in Lighthouse Point, Florida. The company went IPO on 2004-12-31. The Company’s primary business is the ownership and operation of the Bank. The Bank’s primary business activity is the acceptance of deposits from the general public and the use of the proceeds for investments and loan originations. Most of the Bank’s activities are with customers located within the Baltimore metropolitan area. The loans receivable portfolio is segmented into commercial and consumer loans. Commercial loans consist of construction, commercial mortgage, commercial non-mortgage, and land. The loans receivable portfolio is segmented into the classes: construction, commercial mortgage, commercial non-mortgage, land, 1-4 family residential mortgage, home equity, and consumer loans.
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